Pintec Technology Holdings Limited, together with its subsidiaries, operates an online technology platform that enables financial services in the People's Republic of China. More Details
Mediocre balance sheet with weak fundamentals.
Share Price & News
How has Pintec Technology Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: PT is more volatile than 90% of US stocks over the past 3 months, typically moving +/- 17% a week.
Volatility Over Time: PT's weekly volatility (17%) has been stable over the past year, but is still higher than 75% of US stocks.
7 Day Return
US Consumer Finance
1 Year Return
US Consumer Finance
Return vs Industry: PT underperformed the US Consumer Finance industry which returned 92.1% over the past year.
Return vs Market: PT underperformed the US Market which returned 39.1% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Pintec Technology Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is Pintec Technology Holdings undervalued compared to its fair value and its price relative to the market?
In this section, we usually try to help investors determine whether Pintec Technology Holdings is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Pintec Technology Holdings has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.
This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.
How is Pintec Technology Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Pintec Technology Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Pintec Technology Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: PT is currently unprofitable.
Growing Profit Margin: PT is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: PT is unprofitable, and losses have increased over the past 5 years at a rate of 64.3% per year.
Accelerating Growth: Unable to compare PT's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: PT is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (113.6%).
Return on Equity
High ROE: PT has a negative Return on Equity (-616.32%), as it is currently unprofitable.
How is Pintec Technology Holdings's financial position?
Financial Position Analysis
Short Term Liabilities: PT's short term assets (CN¥720.9M) exceed its short term liabilities (CN¥521.6M).
Long Term Liabilities: PT's short term assets (CN¥720.9M) exceed its long term liabilities (CN¥408.8M).
Debt to Equity History and Analysis
Debt Level: PT's debt to equity ratio (1108.9%) is considered high.
Reducing Debt: Insufficient data to determine if PT's debt to equity ratio has reduced over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: PT has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if PT has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
What is Pintec Technology Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate PT's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate PT's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if PT's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if PT's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of PT's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Victor Li (48 yo)
Dr. Huike Li, also known as Victor, has been Chief Executive Officer and Director of Pintec Technology Holdings Limited since August 3, 2020. Dr. Li served as Head of International Business at Pintec Techn...
Experienced Management: PT's management team is not considered experienced ( 1.4 years average tenure), which suggests a new team.
Experienced Board: PT's board of directors are not considered experienced ( 1.5 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Pintec Technology Holdings Limited's company bio, employee growth, exchange listings and data sources
- Name: Pintec Technology Holdings Limited
- Ticker: PT
- Exchange: NasdaqGM
- Founded: 2012
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: US$45.503m
- Shares outstanding: 43.34m
- Website: https://www.pintec.com
Number of Employees
- Pintec Technology Holdings Limited
- Heng An Building
- 9th Floor
Pintec Technology Holdings Limited, together with its subsidiaries, operates an online technology platform that enables financial services in the People's Republic of China. The company connects business p...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/07/24 23:24|
|End of Day Share Price||2021/07/23 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.