Loading...

Triad Guaranty

OTCPK:TGIC
Snowflake Description

Weak fundamentals or lack of information.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
TGIC
OTCPK
$4M
Market Cap
  1. Home
  2. US
  3. Banks
Company description

Triad Guaranty Inc., through its subsidiary, Triad Guaranty Insurance Corporation, operates mortgage guaranty insurance business in run-off under two corrective orders issued by the Illinois Department of Insurance. The last earnings update was 2434 days ago. More info.


Add to Portfolio Compare Print
  • Triad Guaranty has significant price volatility in the past 3 months.
TGIC Share Price and Events
7 Day Returns
0%
OTCPK:TGIC
0.4%
US Mortgage
0.8%
US Market
1 Year Returns
-12%
OTCPK:TGIC
5.3%
US Mortgage
4.8%
US Market
TGIC Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Triad Guaranty (TGIC) 0% 0% -12% -12% 1000% 37.5%
US Mortgage 0.4% 3.3% 2.7% 5.3% 34.6% 46.8%
US Market 0.8% 4.3% 2.8% 4.8% 37.9% 43.5%
1 Year Return vs Industry and Market
  • TGIC underperformed the Mortgage industry which returned 5.3% over the past year.
  • TGIC underperformed the Market in United States of America which returned 4.8% over the past year.
Price Volatility
Industry
5yr Volatility vs Market

TGIC Value

 Is Triad Guaranty undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.

In this section, we usually try to help investors determine whether Triad Guaranty is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Triad Guaranty has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis. You can see them here.

Show me the analysis anyway

INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for Triad Guaranty. This is due to cash flow or dividend data being unavailable. The share price is $0.22.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Triad Guaranty's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Triad Guaranty's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
OTCPK:TGIC PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2012-09-30) in USD Not available
OTCPK:TGIC Share Price ** OTCPK (2019-07-01) in USD $0.22
United States of America Mortgage Industry PE Ratio Median Figure of 129 Publicly-Listed Mortgage Companies 14.36x
United States of America Market PE Ratio Median Figure of 3,084 Publicly-Listed Companies 18.01x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Triad Guaranty.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to compare the PE ratio to the industry average as no data exists.
  • Unable to calculate PE ratio for Triad Guaranty, we can't compare the value of its earnings to the United States of America market.
Price based on expected Growth
Does Triad Guaranty's expected growth come at a high price?
Raw Data
OTCPK:TGIC PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 0x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
United States of America Mortgage Industry PEG Ratio Median Figure of 50 Publicly-Listed Mortgage Companies 1.45x
United States of America Market PEG Ratio Median Figure of 2,124 Publicly-Listed Companies 1.59x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Triad Guaranty, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Triad Guaranty's assets?
Raw Data
OTCPK:TGIC PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2012-09-30) in USD Not available
OTCPK:TGIC Share Price * OTCPK (2019-07-01) in USD $0.22
United States of America Mortgage Industry PB Ratio Median Figure of 145 Publicly-Listed Mortgage Companies 1.13x
United States of America Market PB Ratio Median Figure of 5,240 Publicly-Listed Companies 1.81x

* Primary Listing of Triad Guaranty.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to compare the PB ratio to the industry average as no data exists.
X
Value checks
We assess Triad Guaranty's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Mortgage industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Mortgage industry average (and greater than 0)? (1 check)
  5. Triad Guaranty has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

TGIC Future Performance

 How is Triad Guaranty expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Triad Guaranty has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
10.6%
Expected Mortgage industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Triad Guaranty expected to grow at an attractive rate?
  • Unable to compare Triad Guaranty's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare Triad Guaranty's earnings growth to the United States of America market average as no estimate data is available.
  • Unable to compare Triad Guaranty's revenue growth to the United States of America market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
OTCPK:TGIC Future Growth Rates Data Sources
Data Point Source Value (per year)
United States of America Mortgage Industry Earnings Growth Rate Market Cap Weighted Average 10.6%
United States of America Mortgage Industry Revenue Growth Rate Market Cap Weighted Average 4.5%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 14.1%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.5%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
OTCPK:TGIC Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (6 years ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
OTCPK:TGIC Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2012-09-30 176 -85 -163

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if Triad Guaranty is high growth as no earnings estimate data is available.
  • Unable to determine if Triad Guaranty is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
OTCPK:TGIC Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (6 years ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Triad Guaranty Company Filings, last reported 6 years ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:TGIC Past Financials Data
Date (Data in USD Millions) EPS *
2012-09-30 -10.67

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Triad Guaranty will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Triad Guaranty's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Banks companies here
  2. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Triad Guaranty's filings and announcements here.
  3. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess Triad Guaranty's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Triad Guaranty has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

TGIC Past Performance

  How has Triad Guaranty performed over the past 5 years?

In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Triad Guaranty has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data. You can see them here.

Show me the analysis anyway

  • Triad Guaranty's last earnings update was 2434 days ago.
The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Triad Guaranty's growth in the last year to its industry (Mortgage).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Insufficient past earnings data to establish if Triad Guaranty's year on year earnings growth rate was positive over the past 5 years.
  • Unable to compare Triad Guaranty's 1-year growth to the 5-year average as past earnings data has not been reported.
  • Unable to compare Triad Guaranty's 1-year growth to the US Mortgage industry average as past earnings data has not been reported.
Earnings and Revenue History
Triad Guaranty's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Triad Guaranty Company Filings, last reported 6 years ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:TGIC Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2012-09-30 176.25 -163.30

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Unable to establish if Triad Guaranty has efficiently used shareholders’ funds last year as no Return on Equity data is available.
  • Unable to establish if Triad Guaranty has efficiently used its assets last year compared to the US Mortgage industry average (Return on Assets) as past financial data has not been reported.
  • Unable to establish if Triad Guaranty improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.

Next steps:

  1. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Triad Guaranty's filings and announcements here.
  2. Past financial records are usually unavailable for companies that have just been established or recently publicly listed, which makes them inherently riskier. Take a look at a list of well-established companies here.
  3. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Past performance checks
We assess Triad Guaranty's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Mortgage industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Triad Guaranty has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

TGIC Health

 How is Triad Guaranty's financial position? (This company is analysed differently as a bank or financial institution)

In this section we usually analyse Triad Guaranty's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Triad Guaranty has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information. You can see them here.

Show me the analysis anyway

This company is a bank or financial institution.

Fundamentally a bank's business is based upon borrowing and lending money, for this reason they typically have high levels of debt and we analyse them differently.
Net Worth
Balance sheet
This treemap shows a more detailed breakdown of Triad Guaranty's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Triad Guaranty Company Filings, last reported 6 years ago.

OTCPK:TGIC Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2012-09-30 -802.79 0.00 79.34
BANK ANALYSIS

This company is a bank or financial institution, which is analysed accordingly below.

Below we check the amount of loans the bank has, how many of those are bad, and its ability to cover any bad loans.
  • Unable to establish if Triad Guaranty has an acceptable proportion of non-loan assets without balance sheet data.
  • Unable to establish if Triad Guaranty's liabilities are primarily made up of low risk funding sources without deposits or liabilities data.
  • Triad Guaranty reports no customer deposits, loans are made up entirely of borrowed funds.
  • Unable to establish if Triad Guaranty's level of assets compared to its equity is high without balance sheet data.
  • Unable to establish if Triad Guaranty has a sufficient allowance for bad loans without relevant financial data.
  • Unable to establish if Triad Guaranty has an acceptable level of bad loans without bad loans data.

Next steps:

  1. Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  2. Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Triad Guaranty's financial data was last updated here.
  3. Companies with strong financial health are considered a less risky investment. Discover these stocks here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Financial health checks
We assess Triad Guaranty's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Triad Guaranty has a total score of 0/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

TGIC Dividends

 What is Triad Guaranty's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Triad Guaranty dividends.
If you bought $2,000 of Triad Guaranty shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Triad Guaranty's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Triad Guaranty's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
OTCPK:TGIC Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
United States of America Mortgage Industry Average Dividend Yield Market Cap Weighted Average of 95 Stocks 3.1%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 2018 Stocks 2.4%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Triad Guaranty has not reported any payouts.
  • Unable to verify if Triad Guaranty's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Triad Guaranty's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Triad Guaranty has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Triad Guaranty's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Triad Guaranty afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Triad Guaranty has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

TGIC Management

 What is the CEO of Triad Guaranty's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
William Ratliff
COMPENSATION $159,050
AGE 65
TENURE AS CEO 6.5 years
CEO Bio

Mr. William T. Ratliff, III, also known as Will, has been the Chief Executive Officer and President of Triad Guaranty Inc. since January 2013 and also serves as its Chairman of the Board. Mr. Ratliff served as the Chairman and Chief Executive Officer of New South Bancshares Inc. and its President since October 1994. Mr. Ratliff served as the Chairman at New South Federal Savings Bank, a subsidiary of New South Bancshares Inc. since 1985 and also served as its Chief Executive Officer and President since June 2009. He served as the Chief Executive Officer and President at Triad Guaranty Inc. since July 18, 2008. Mr. Ratliff served as the President of Collateral Investment Corp., from 1990 to 2005 and President and was Individual General Partner of Collateral Mortgage Ltd. from 1987 to 1995. He served as Executive Vice President of Southwide Life Insurance Corp. from 1986 to 1993 and its President from March 1994 to December 1996. He joined Collateral in 1981. He has been the Chairman and Director of Triad Guaranty Inc., since 1993. He served as Chairman of the Board of Southland National Insurance Corp. He served as Chairman of Triad Guaranty Insurance Corporation, a subsidiary of Triad Guaranty Inc. from 1989 to 2005. He served as a Director of Triad Guaranty Insurance Corporation. He served as a Director of New South Bancshares Inc. since October 1994. He served as Director of New South Federal Savings Bank. He trained and worked as an Educator, Counselor and Organizational Consultant. Mr. Ratliff holds Doctoral degree with a study of Planning Processes in an insurance company.

CEO Compensation
  • Insufficient data for William to compare compensation growth.
  • Insufficient data for William to establish whether their remuneration is reasonable compared to companies of similar size in United States of America.
Management Team Tenure

Average tenure and age of the Triad Guaranty management team in years:

10.6
Average Tenure
68
Average Age
  • The average tenure for the Triad Guaranty management team is over 5 years, this suggests they are a seasoned and experienced team.
Management Team

William Ratliff

TITLE
Chairman
COMPENSATION
$159K
AGE
65
TENURE
6.5 yrs

Darryl Thompson

TITLE
Founder and Director Emeritus
COMPENSATION
$284K
AGE
78

Bob Ogburn

TITLE
VP & Treasurer
TENURE
10.6 yrs

Kenneth Dwyer

TITLE
Chief Accounting Officer of TGIC and Senior Vice President of TGIC
AGE
68
TENURE
16.5 yrs
Board of Directors Tenure

Average tenure and age of the Triad Guaranty board of directors in years:

26.2
Average Tenure
68
Average Age
  • The average tenure for the Triad Guaranty board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Board of Directors

William Ratliff

TITLE
Chairman
COMPENSATION
$159K
AGE
65
TENURE
26.2 yrs

Darryl Thompson

TITLE
Founder and Director Emeritus
COMPENSATION
$284K
AGE
78
TENURE
13.8 yrs

David Whitehurst

TITLE
Director
COMPENSATION
$91K
AGE
68
TENURE
26.2 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
X
Management checks
We assess Triad Guaranty's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Triad Guaranty has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

TGIC News

Simply Wall St News

TGIC Company Info

Description

Triad Guaranty Inc., through its subsidiary, Triad Guaranty Insurance Corporation, operates mortgage guaranty insurance business in run-off under two corrective orders issued by the Illinois Department of Insurance. The company was founded in 1987 and is based in Birmingham, Alabama. On June 3, 2013, Triad Guaranty Inc. filed a voluntary petition for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the District of Delaware.

Details
Name: Triad Guaranty Inc.
TGIC
Exchange: OTCPK
Founded: 1987
$3,578,988
16,268,128
Website: http://www.tgic.com
Address: Triad Guaranty Inc.
P.O. Box 100503,
Birmingham,
Alabama, 35210,
United States
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
OTCPK TGIC Common Stock Pink Sheets LLC US USD 22. Oct 1993
Number of employees
Current staff
Staff numbers
0
Triad Guaranty employees.
Industry
Thrifts and Mortgage Finance
Banks
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/07/15 23:47
End of day share price update: 2019/07/01 00:00
Last earnings filing: 2012/11/14
Last earnings reported: 2012/09/30
Last annual earnings reported: 2011/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.