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Market Cap

US$32.0b

Last Updated

2021/05/16 23:59 UTC

Data Sources

Company Financials +

Executive Summary

SVB Financial Group, a diversified financial services company, provides various banking and financial products and services. More Details


Snowflake Analysis

Flawless balance sheet with solid track record.


Similar Companies

Share Price & News

How has SVB Financial Group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: SIVB is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: SIVB's weekly volatility (6%) has been stable over the past year.


Market Performance


7 Day Return

-1.6%

SIVB

1.0%

US Banks

-1.7%

US Market


1 Year Return

234.8%

SIVB

99.1%

US Banks

50.8%

US Market

Return vs Industry: SIVB exceeded the US Banks industry which returned 99.1% over the past year.

Return vs Market: SIVB exceeded the US Market which returned 50.8% over the past year.


Shareholder returns

SIVBIndustryMarket
7 Day-1.6%1.0%-1.7%
30 Day11.5%6.8%-1.5%
90 Day14.2%21.2%0.4%
1 Year234.8%234.8%105.2%99.1%53.3%50.8%
3 Year79.8%79.8%31.9%20.6%61.5%51.4%
5 Year463.4%463.4%115.1%88.0%125.8%100.7%

Long-Term Price Volatility Vs. Market

How volatile is SVB Financial Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is SVB Financial Group undervalued compared to its fair value and its price relative to the market?

15.1%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: SIVB ($578.42) is trading below our estimate of fair value ($681.54)

Significantly Below Fair Value: SIVB is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: SIVB is poor value based on its PE Ratio (18.8x) compared to the US Banks industry average (12x).

PE vs Market: SIVB is good value based on its PE Ratio (18.8x) compared to the US market (19.8x).


Price to Earnings Growth Ratio

PEG Ratio: SIVB is poor value based on its PEG Ratio (10.4x)


Price to Book Ratio

PB vs Industry: SIVB is overvalued based on its PB Ratio (3.5x) compared to the US Banks industry average (1.1x).


Future Growth

How is SVB Financial Group forecast to perform in the next 1 to 3 years based on estimates from 18 analysts?

1.8%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: SIVB's forecast earnings growth (1.8% per year) is below the savings rate (2%).

Earnings vs Market: SIVB's earnings (1.8% per year) are forecast to grow slower than the US market (14.7% per year).

High Growth Earnings: SIVB's earnings are forecast to grow, but not significantly.

Revenue vs Market: SIVB's revenue (5.3% per year) is forecast to grow slower than the US market (9% per year).

High Growth Revenue: SIVB's revenue (5.3% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: SIVB's Return on Equity is forecast to be low in 3 years time (13.3%).


Past Performance

How has SVB Financial Group performed over the past 5 years?

27.8%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: SIVB has high quality earnings.

Growing Profit Margin: SIVB's current net profit margins (35%) are higher than last year (32.3%).


Past Earnings Growth Analysis

Earnings Trend: SIVB's earnings have grown significantly by 27.8% per year over the past 5 years.

Accelerating Growth: SIVB's earnings growth over the past year (62.3%) exceeds its 5-year average (27.8% per year).

Earnings vs Industry: SIVB earnings growth over the past year (62.3%) exceeded the Banks industry 18.3%.


Return on Equity

High ROE: SIVB's Return on Equity (17%) is considered low.


Financial Health

How is SVB Financial Group's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SIVB's Assets to Equity ratio (14.1x) is moderate.

Allowance for Bad Loans: SIVB has a sufficient allowance for bad loans (414%).

Low Risk Liabilities: 94% of SIVB's liabilities are made up of primarily low risk sources of funding.

Loan Level: SIVB has an appropriate level of Loans to Assets ratio (33%).

Low Risk Deposits: SIVB's Loans to Deposits ratio (38%) is appropriate.

Level of Bad Loans: SIVB has an appropriate level of bad loans (0.2%).


Dividend

What is SVB Financial Group current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate SIVB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate SIVB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if SIVB's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if SIVB's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of SIVB's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

4.7yrs

Average management tenure


CEO

Greg Becker (52 yo)

10.08yrs

Tenure

US$7,535,201

Compensation

Mr. Gregory W. Becker, also known as Greg, has been the President at Silicon Valley Bank, Inc. ( formerly known as Silicon Valley Bank) since March 2008 and the President of SVB Financial Group since April...


CEO Compensation Analysis

Compensation vs Market: Greg's total compensation ($USD7.54M) is below average for companies of similar size in the US market ($USD11.15M).

Compensation vs Earnings: Greg's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: SIVB's management team is considered experienced (4.7 years average tenure).


Board Members

Experienced Board: SIVB's board of directors are considered experienced (9.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: SIVB insiders have only sold shares in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 7.4%.


Top Shareholders

Company Information

SVB Financial Group's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: SVB Financial Group
  • Ticker: SIVB
  • Exchange: NasdaqGS
  • Founded: 1983
  • Industry: Regional Banks
  • Sector: Banks
  • Market Cap: US$31.995b
  • Shares outstanding: 55.32m
  • Website: https://www.svb.com

Number of Employees


Location

  • SVB Financial Group
  • 3003 Tasman Drive
  • Santa Clara
  • California
  • 95054-1191
  • United States

Listings


Biography

SVB Financial Group, a diversified financial services company, provides various banking and financial products and services. The company operates through four segments: Global Commercial Bank, SVB Private ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/05/16 23:59
End of Day Share Price2021/05/14 00:00
Earnings2021/03/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.