SVB Financial Group
Market Cap
US$30.8b
Last Updated
2021/08/01 22:09 UTC
Data Sources
Company Financials +
Executive Summary
SVB Financial Group, a diversified financial services company, provides various banking and financial products and services. More Details
Rewards
Risk Analysis
Earnings are forecast to decline by an average of 0.9% per year for the next 3 years
Snowflake Analysis
Flawless balance sheet with solid track record.
Similar Companies
Share Price & News
How has SVB Financial Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: SIVB is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: SIVB's weekly volatility (5%) has been stable over the past year.
Market Performance
7 Day Return
-3.7%
SIVB
0.9%
US Banks
-0.4%
US Market
1 Year Return
145.2%
SIVB
59.1%
US Banks
35.9%
US Market
Return vs Industry: SIVB exceeded the US Banks industry which returned 59.1% over the past year.
Return vs Market: SIVB exceeded the US Market which returned 35.9% over the past year.
Shareholder returns
| SIVB | Industry | Market | |
|---|---|---|---|
| 7 Day | -3.7% | 0.9% | -0.4% |
| 30 Day | -2.7% | -3.6% | -0.3% |
| 90 Day | -2.6% | -4.6% | 3.1% |
| 1 Year | 145.2%145.2% | 63.5%59.1% | 38.0%35.9% |
| 3 Year | 71.0%71.0% | 17.3%7.2% | 62.9%52.7% |
| 5 Year | 430.2%430.2% | 89.5%65.8% | 121.3%96.9% |
Long-Term Price Volatility Vs. Market
How volatile is SVB Financial Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
Does SVB Financial Group (NASDAQ:SIVB) Deserve A Spot On Your Watchlist?1 month ago | Simply Wall St
Read This Before Buying SVB Financial Group (NASDAQ:SIVB) Shares2 months ago | Simply Wall St
Did The Underlying Business Drive SVB Financial Group's (NASDAQ:SIVB) Lovely 504% Share Price Gain?Valuation
Is SVB Financial Group undervalued compared to its fair value and its price relative to the market?
28.3%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: SIVB ($549.96) is trading below our estimate of fair value ($766.8)
Significantly Below Fair Value: SIVB is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: SIVB is poor value based on its PE Ratio (15.5x) compared to the US Banks industry average (10.7x).
PE vs Market: SIVB is good value based on its PE Ratio (15.5x) compared to the US market (18.1x).
Price to Earnings Growth Ratio
PEG Ratio: SIVB's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: SIVB is overvalued based on its PB Ratio (3.1x) compared to the US Banks industry average (1.1x).
Future Growth
How is SVB Financial Group forecast to perform in the next 1 to 3 years based on estimates from 19 analysts?
-0.9%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: SIVB's earnings are forecast to decline over the next 3 years (-0.9% per year).
Earnings vs Market: SIVB's earnings are forecast to decline over the next 3 years (-0.9% per year).
High Growth Earnings: SIVB's earnings are forecast to decline over the next 3 years.
Revenue vs Market: SIVB's revenue (6.7% per year) is forecast to grow slower than the US market (9.2% per year).
High Growth Revenue: SIVB's revenue (6.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: SIVB's Return on Equity is forecast to be low in 3 years time (13.5%).
Past Performance
How has SVB Financial Group performed over the past 5 years?
29.0%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SIVB has high quality earnings.
Growing Profit Margin: SIVB's current net profit margins (35.9%) are higher than last year (29.6%).
Past Earnings Growth Analysis
Earnings Trend: SIVB's earnings have grown significantly by 29% per year over the past 5 years.
Accelerating Growth: SIVB's earnings growth over the past year (109.2%) exceeds its 5-year average (29% per year).
Earnings vs Industry: SIVB earnings growth over the past year (109.2%) exceeded the Banks industry 35%.
Return on Equity
High ROE: SIVB's Return on Equity (17.6%) is considered low.
Financial Health
How is SVB Financial Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SIVB's Assets to Equity ratio (13.7x) is moderate.
Allowance for Bad Loans: SIVB has a sufficient allowance for bad loans (483%).
Low Risk Liabilities: 96% of SIVB's liabilities are made up of primarily low risk sources of funding.
Loan Level: SIVB has an appropriate level of Loans to Assets ratio (31%).
Low Risk Deposits: SIVB's Loans to Deposits ratio (35%) is appropriate.
Level of Bad Loans: SIVB has an appropriate level of bad loans (0.2%).
Dividend
What is SVB Financial Group current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate SIVB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate SIVB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if SIVB's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if SIVB's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of SIVB's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
4.8yrs
Average management tenure
CEO
Greg Becker (53 yo)
10.25yrs
Tenure
US$7,535,201
Compensation
Mr. Gregory W. Becker, also known as Greg, has been the President at Silicon Valley Bank, Inc. ( formerly known as Silicon Valley Bank) since March 2008 and the President of SVB Financial Group since April...
CEO Compensation Analysis
Compensation vs Market: Greg's total compensation ($USD7.54M) is below average for companies of similar size in the US market ($USD11.20M).
Compensation vs Earnings: Greg's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: SIVB's management team is considered experienced (4.8 years average tenure).
Board Members
Experienced Board: SIVB's board of directors are considered experienced (9.3 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 8.2%.
Top Shareholders
Company Information
SVB Financial Group's company bio, employee growth, exchange listings and data sources
Key Information
- Name: SVB Financial Group
- Ticker: SIVB
- Exchange: NasdaqGS
- Founded: 1983
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$30.798b
- Shares outstanding: 56.00m
- Website: https://www.svb.com
Number of Employees
Location
- SVB Financial Group
- 3003 Tasman Drive
- Santa Clara
- California
- 95054-1191
- United States
Listings
Biography
SVB Financial Group, a diversified financial services company, provides various banking and financial products and services. The company operates through four segments: Global Commercial Bank, SVB Private ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/08/01 22:09 |
| End of Day Share Price | 2021/07/30 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.