First Community Balance Sheet Health
Financial Health criteria checks 6/6
First Community has total assets of $1.9B and total equity of $120.1M. Total deposits are $1.6B, and total loans are $1.2B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.01% of total loans. Cash and short-term investments are $114.1M.
Key information
16.2x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$1.64b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.01% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$114.10m |
Recent financial health updates
No updates
Recent updates
First Community's (NASDAQ:FCCO) Dividend Will Be Increased To $0.15
Jul 22
First Community (NASDAQ:FCCO) Will Pay A Dividend Of $0.14
Apr 20First Community (NASDAQ:FCCO) Will Pay A Larger Dividend Than Last Year At $0.14
Apr 22First Community declares $0.13 dividend
Oct 19First Community declares $0.13 dividend
Jul 20First Community (NASDAQ:FCCO) Is Increasing Its Dividend To US$0.13
Jan 22First Community (NASDAQ:FCCO) Is Due To Pay A Dividend Of US$0.12
Oct 23Shareholders Will Probably Hold Off On Increasing First Community Corporation's (NASDAQ:FCCO) CEO Compensation For The Time Being
May 13Why First Community Corporation (NASDAQ:FCCO) Is A Top Dividend Stock
May 03Can You Imagine How First Community's (NASDAQ:FCCO) Shareholders Feel About The 35% Share Price Increase?
Mar 03There's A Lot To Like About First Community's (NASDAQ:FCCO) Upcoming US$0.12 Dividend
Jan 27Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCCO's Assets to Equity ratio (16.2x) is moderate.
Allowance for Bad Loans: FCCO has a sufficient allowance for bad loans (7475%).
Low Risk Liabilities: 90% of FCCO's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCCO has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: FCCO's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: FCCO has an appropriate level of bad loans (0%).