Carter Bankshares Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGS:CARE Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
10 Sep 25	SellUS$268,752	Matthew Speare	Individual	13,550	US$19.83
26 Aug 25	SellUS$4,885	Wendy Bell	Individual	250	US$19.54
30 Jul 25	SellUS$35,520	Catharine Midkiff	Individual	2,000	US$17.76
28 Jul 25	SellUS$35,680	James Haskins	Individual	2,000	US$17.84
11 Jun 25	SellUS$119,266	Kevin Bloomfield	Individual	7,138	US$16.81
05 Jun 25	SellUS$40,986	Jane Davis	Individual	2,500	US$16.39
02 Jun 25	BuyUS$3,294	Catharine Midkiff	Individual	200	US$16.47

Insider Trading Volume

Insider Buying: CARE insiders have only sold shares in the past 3 months.

Ownership Breakdown

What is the ownership structure of CARE?
Owner Type	Number of Shares	Ownership Percentage
Private Companies	4,769	0.021%
Individual Insiders	835,637	3.69%
General Public	10,348,759	45.6%
Institutions	11,480,669	50.6%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 42.55% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
7.43%	BlackRock, Inc.	1,684,923	US$33.4m	-4.45%	no data
5.68%	The Vanguard Group, Inc.	1,286,668	US$25.5m	-0.43%	no data
4.88%	Dimensional Fund Advisors LP	1,105,434	US$21.9m	4.62%	no data
2.58%	Fourthstone LLC	583,893	US$11.6m	31.5%	1.42%
2.36%	Geode Capital Management, LLC	535,672	US$10.6m	0.66%	no data
2.26%	State Street Global Advisors, Inc.	513,397	US$10.2m	0.83%	no data
1.72%	Kennedy Capital Management LLC	390,557	US$7.8m	6.06%	0.17%
1.71%	Petiole USA Limited	386,873	US$7.7m	0%	4.98%
1.69%	George Lester	383,771	US$7.6m	0%	no data
1.61%	Maltese Capital Management, LLC	364,972	US$7.2m	26.5%	0.99%
1.54%	American Century Investment Management Inc	349,538	US$6.9m	3.84%	no data
1.15%	Bridgeway Capital Management, LLC	259,741	US$5.2m	7.36%	0.08%
0.94%	Hotchkis and Wiley Capital Management, LLC	213,020	US$4.2m	17.3%	0.01%
0.84%	Huber Capital Management LLC	190,553	US$3.8m	-5.88%	0.6%
0.83%	Northern Trust Global Investments	187,652	US$3.7m	-0.73%	no data
0.65%	Eaton Vance Management	146,721	US$2.9m	46.2%	no data
0.64%	Citadel Advisors LLC	144,321	US$2.9m	1.61%	no data
0.63%	Mendon Capital Advisors Corp	142,392	US$2.8m	106%	1.29%
0.62%	Goldman Sachs Group, Investment Banking and Securities Investments	140,946	US$2.8m	-12.5%	no data
0.59%	Diversified Trust Co., Asset Management Arm	134,098	US$2.7m	0%	0.07%
0.57%	EJF Capital LLC	129,542	US$2.6m	-6.65%	1.61%
0.45%	Russell Investment Management, LLC	102,318	US$2.0m	-16.9%	no data
0.41%	Curi Capital, LLC	93,295	US$1.9m	388%	0.03%
0.4%	Acadian Asset Management LLC	90,022	US$1.8m	9.64%	no data
0.38%	Morgan Stanley, Investment Banking and Brokerage Investments	85,261	US$1.7m	12.5%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/09/14 18:57
End of Day Share Price	2025/09/12 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

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Analyst Sources

Carter Bankshares, Inc. is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Christopher Marinac	FIG Partners
Feddie Strickland	Hovde Group, LLC
Christopher Marinac	Janney Montgomery Scott LLC