eTranzact International Plc provides electronic transaction switching and payment processing services in Nigeria.
Price History & Performance
|Historical stock prices|
|Current Share Price||₦2.05|
|52 Week High||₦1.73|
|52 Week Low||₦2.50|
|1 Month Change||0%|
|3 Month Change||-0.49%|
|1 Year Change||18.50%|
|3 Year Change||-48.10%|
|5 Year Change||-55.91%|
|Change since IPO||-61.25%|
Recent News & Updates
|ETRANZACT||NG IT||NG Market|
Return vs Industry: ETRANZACT exceeded the NG IT industry which returned -16.4% over the past year.
Return vs Market: ETRANZACT underperformed the NG Market which returned 40.6% over the past year.
Stable Share Price: ETRANZACT is less volatile than 75% of NG stocks over the past 3 months, typically moving +/- 0% a week.
Volatility Over Time: ETRANZACT's weekly volatility (0%) has been stable over the past year.
About the Company
eTranzact International Plc provides electronic transaction switching and payment processing services in Nigeria. It operates through Moblie Purchases; Other Commissions; and Maintenance and Support Services, Software Development and Others segments. The company offers PayOutlet, a solution that allows merchants to collect payments from customers through the branches of eTranzact member banks; BankIT, a payment application; PayOutlet.net, a way to pay bills, send, money, and top up mobile phones; WebConnect, a payment solution for direct payments with bank accounts; CorporatePay, which allows real time platform for bulk payments; PocketMoni, a mobile payment solution that offer digital wallets and method of payments; and SwitchIT validates, processes, and authorizes a secure transaction.
eTranzact International Fundamentals Summary
|ETRANZACT fundamental statistics|
Is ETRANZACT overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|ETRANZACT income statement (TTM)|
|Cost of Revenue||₦20.54b|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.23|
|Net Profit Margin||-6.87%|
How did ETRANZACT perform over the long term?See historical performance and comparison
Is eTranzact International undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate ETRANZACT's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate ETRANZACT's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: ETRANZACT is unprofitable, so we can't compare its PE Ratio to the African IT industry average.
PE vs Market: ETRANZACT is unprofitable, so we can't compare its PE Ratio to the NG market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate ETRANZACT's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: ETRANZACT is overvalued based on its PB Ratio (6.7x) compared to the XF IT industry average (1.8x).
How is eTranzact International forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as eTranzact International has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has eTranzact International performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ETRANZACT is currently unprofitable.
Growing Profit Margin: ETRANZACT is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: ETRANZACT is unprofitable, and losses have increased over the past 5 years at a rate of 45.8% per year.
Accelerating Growth: Unable to compare ETRANZACT's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: ETRANZACT is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (-3.7%).
Return on Equity
High ROE: ETRANZACT has a negative Return on Equity (-75.77%), as it is currently unprofitable.
How is eTranzact International's financial position?
Financial Position Analysis
Short Term Liabilities: ETRANZACT's short term assets (NGN9.0B) exceed its short term liabilities (NGN8.1B).
Long Term Liabilities: ETRANZACT's short term assets (NGN9.0B) exceed its long term liabilities (NGN505.0M).
Debt to Equity History and Analysis
Debt Level: ETRANZACT's debt to equity ratio (19.7%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if ETRANZACT's debt to equity ratio has reduced over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: ETRANZACT has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: ETRANZACT has sufficient cash runway for more than 3 years if free cash flow continues to reduce at historical rates of 35.5% each year
What is eTranzact International current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate ETRANZACT's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate ETRANZACT's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if ETRANZACT's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ETRANZACT's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: ETRANZACT is not paying a notable dividend for the NG market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of ETRANZACT's dividend in 3 years as they are not forecast to pay a notable one for the NG market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Niyi Awosope Toluwalope serves as Managing Director, Chief Executive Officer & Director at eTranzact International Plc. Mr. Toluwalope served as Chief Financial Officer of E - Tranzact International Pl...
Experienced Management: ETRANZACT's management team is considered experienced (4.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 58%.
eTranzact International Plc's employee growth, exchange listings and data sources
- Name: eTranzact International Plc
- Ticker: ETRANZACT
- Exchange: NGSE
- Founded: 2003
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: ₦13.601b
- Shares outstanding: 6.63b
- Website: https://www.etranzact.com
Number of Employees
- eTranzact International Plc
- Fortune Towers
- 4th and 5th Floor
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/15 22:45|
|End of Day Share Price||2021/10/15 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.