Consolidated Hallmark Insurance Plc provides insurance products and services in Nigeria.
Price History & Performance
|Historical stock prices|
|Current Share Price||₦0.60|
|52 Week High||₦0.26|
|52 Week Low||₦0.80|
|1 Month Change||15.38%|
|3 Month Change||-4.76%|
|1 Year Change||76.47%|
|3 Year Change||128.57%|
|5 Year Change||28.00%|
|Change since IPO||-73.88%|
Recent News & Updates
|CHIPLC||NG Insurance||NG Market|
Return vs Industry: CHIPLC exceeded the NG Insurance industry which returned 26.9% over the past year.
Return vs Market: CHIPLC exceeded the NG Market which returned 40% over the past year.
Stable Share Price: CHIPLC is more volatile than 90% of NG stocks over the past 3 months, typically moving +/- 12% a week.
Volatility Over Time: CHIPLC's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of NG stocks.
About the Company
Consolidated Hallmark Insurance Plc provides insurance products and services in Nigeria. The company offers motor 3rd party, oil and gas, contractors-all-risk, plant-all-risk, bonds, personal accident, aviation, travel, motor comprehensive, motor 3rd party fire and theft, home, burglary, fire, marine, money, machinery breakdown, all risks, consequential loss, professional indemnity, and goods-in-transit insurance products. It also provides financing, consumer lease, working capital financing, auto lease, project financing and intermediation, and financial management consultancy services, as well as portfolio management, short term lending, equipment leasing, and health management services.
Consolidated Hallmark Insurance Fundamentals Summary
|CHIPLC fundamental statistics|
Is CHIPLC overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|CHIPLC income statement (TTM)|
|Cost of Revenue||₦4.13b|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.094|
|Net Profit Margin||11.05%|
How did CHIPLC perform over the long term?See historical performance and comparison
3.3%Current Dividend Yield
Is Consolidated Hallmark Insurance undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate CHIPLC's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate CHIPLC's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: CHIPLC is poor value based on its PE Ratio (6.4x) compared to the NG Insurance industry average (5.1x).
PE vs Market: CHIPLC is good value based on its PE Ratio (6.4x) compared to the NG market (7.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate CHIPLC's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: CHIPLC is overvalued based on its PB Ratio (0.6x) compared to the NG Insurance industry average (0.5x).
How is Consolidated Hallmark Insurance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Consolidated Hallmark Insurance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Consolidated Hallmark Insurance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CHIPLC has high quality earnings.
Growing Profit Margin: CHIPLC's current net profit margins (11%) are higher than last year (8.2%).
Past Earnings Growth Analysis
Earnings Trend: CHIPLC's earnings have grown by 19.4% per year over the past 5 years.
Accelerating Growth: CHIPLC's earnings growth over the past year (50.4%) exceeds its 5-year average (19.4% per year).
Earnings vs Industry: CHIPLC earnings growth over the past year (50.4%) exceeded the Insurance industry 3.1%.
Return on Equity
High ROE: CHIPLC's Return on Equity (9%) is considered low.
How is Consolidated Hallmark Insurance's financial position?
Financial Position Analysis
Short Term Liabilities: CHIPLC's short term assets (NGN11.0B) exceed its short term liabilities (NGN7.4B).
Long Term Liabilities: CHIPLC's short term assets (NGN11.0B) exceed its long term liabilities (NGN181.5M).
Debt to Equity History and Analysis
Debt Level: CHIPLC's debt to equity ratio (1.1%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if CHIPLC's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: CHIPLC's debt is well covered by operating cash flow (161.4%).
Interest Coverage: Insufficient data to determine if CHIPLC's interest payments on its debt are well covered by EBIT.
What is Consolidated Hallmark Insurance current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CHIPLC's dividend (3.33%) is higher than the bottom 25% of dividend payers in the NG market (3.3%).
High Dividend: CHIPLC's dividend (3.33%) is low compared to the top 25% of dividend payers in the NG market (7.31%).
Stability and Growth of Payments
Stable Dividend: CHIPLC's dividend payments have been volatile in the past 10 years.
Growing Dividend: CHIPLC's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (21.1%), CHIPLC's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Eddie A. Efekoha serves as Managing Director and Chief Executive Officer of Consolidated Hallmark Insurance Plc. Mr. Efekoha served as Vice Chairman and Chief Executive Officer of Consolidated Risk Ins...
Experienced Management: CHIPLC's management team is seasoned and experienced (5.5 years average tenure).
Experienced Board: CHIPLC's board of directors are considered experienced (5.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Consolidated Hallmark Insurance Plc's employee growth, exchange listings and data sources
- Name: Consolidated Hallmark Insurance Plc
- Ticker: CHIPLC
- Exchange: NGSE
- Founded: 1991
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: ₦5.203b
- Shares outstanding: 8.67b
- Website: https://www.chiplc.com
Number of Employees
- Consolidated Hallmark Insurance Plc
- 266, Ikorodu Road
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/17 15:21|
|End of Day Share Price||2021/10/15 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.