A092130 Stock Overview
e-Credible Co., Ltd. provides corporate credit certification services in Korea.
Price History & Performance
|Historical stock prices|
|Current Share Price||₩18,350.00|
|52 Week High||₩23,400.00|
|52 Week Low||₩18,150.00|
|1 Month Change||-8.25%|
|3 Month Change||-10.71%|
|1 Year Change||-18.26%|
|3 Year Change||14.69%|
|5 Year Change||57.51%|
|Change since IPO||564.86%|
Recent News & Updates
Is e-Credible Co., Ltd. (KOSDAQ:092130) A Smart Pick For Income Investors?
Dividend paying stocks like e-Credible Co., Ltd. ( KOSDAQ:092130 ) tend to be popular with investors, and for good...
Investors Shouldn't Overlook The Favourable Returns On Capital At e-Credible (KOSDAQ:092130)
If you're looking for a multi-bagger, there's a few things to keep an eye out for. Typically, we'll want to notice a...
e-Credible Co., Ltd. (KOSDAQ:092130) Stock's Been Sliding But Fundamentals Look Decent: Will The Market Correct The Share Price In The Future?
With its stock down 10.0% over the past three months, it is easy to disregard e-Credible (KOSDAQ:092130). But if you...
Calculating The Fair Value Of e-Credible Co., Ltd. (KOSDAQ:092130)
Does the March share price for e-Credible Co., Ltd. ( KOSDAQ:092130 ) reflect what it's really worth? Today, we will...
|A092130||KR IT||KR Market|
Return vs Industry: A092130 matched the KR IT industry which returned -18.6% over the past year.
Return vs Market: A092130 underperformed the KR Market which returned -9.7% over the past year.
|A092130 Average Weekly Movement||1.8%|
|IT Industry Average Movement||6.5%|
|Market Average Movement||5.8%|
|10% most volatile stocks in KR Market||11.1%|
|10% least volatile stocks in KR Market||3.4%|
Stable Share Price: A092130 is less volatile than 75% of KR stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: A092130's weekly volatility (2%) has been stable over the past year.
About the Company
e-Credible Co., Ltd. provides corporate credit certification services in Korea. The company offers DNA, a corporate credit authentication service that manages transaction risk by utilizing corporate credit ratings for business-to-business transactions. It also provides Wisduspool, a corporate information services; and R-MIS that monitors the credit risks.
e-Credible Fundamentals Summary
|A092130 fundamental statistics|
Is A092130 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|A092130 income statement (TTM)|
|Cost of Revenue||₩67.22m|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
|Earnings per share (EPS)||1.13k|
|Net Profit Margin||30.40%|
How did A092130 perform over the long term?See historical performance and comparison
3.8%Current Dividend Yield
Is e-Credible undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: A092130 (₩18350) is trading below our estimate of fair value (₩24115.25)
Significantly Below Fair Value: A092130 is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: A092130 is good value based on its PE Ratio (16.2x) compared to the KR IT industry average (18x).
PE vs Market: A092130 is poor value based on its PE Ratio (16.2x) compared to the KR market (15.7x).
Price to Earnings Growth Ratio
PEG Ratio: A092130 is poor value based on its PEG Ratio (2.4x)
Price to Book Ratio
PB vs Industry: A092130 is overvalued based on its PB Ratio (3.5x) compared to the KR IT industry average (1.8x).
How is e-Credible forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: A092130's forecast earnings growth (6.8% per year) is above the savings rate (3.6%).
Earnings vs Market: A092130's earnings (6.8% per year) are forecast to grow slower than the KR market (12.8% per year).
High Growth Earnings: A092130's earnings are forecast to grow, but not significantly.
Revenue vs Market: A092130's revenue (4.3% per year) is forecast to grow slower than the KR market (10.5% per year).
High Growth Revenue: A092130's revenue (4.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: A092130's Return on Equity is forecast to be high in 3 years time (22.2%)
How has e-Credible performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: A092130 has high quality earnings.
Growing Profit Margin: A092130's current net profit margins (30.4%) are lower than last year (32.8%).
Past Earnings Growth Analysis
Earnings Trend: A092130's earnings have grown by 6.6% per year over the past 5 years.
Accelerating Growth: A092130's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: A092130 had negative earnings growth (-4.8%) over the past year, making it difficult to compare to the IT industry average (15.9%).
Return on Equity
High ROE: A092130's Return on Equity (21.4%) is considered high.
How is e-Credible's financial position?
Financial Position Analysis
Short Term Liabilities: A092130's short term assets (₩66.6B) exceed its short term liabilities (₩10.8B).
Long Term Liabilities: A092130's short term assets (₩66.6B) exceed its long term liabilities (₩189.7M).
Debt to Equity History and Analysis
Debt Level: A092130 is debt free.
Reducing Debt: A092130 has not had any debt for past 5 years.
Debt Coverage: A092130 has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: A092130 has no debt, therefore coverage of interest payments is not a concern.
What is e-Credible current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: A092130's dividend (3.81%) is higher than the bottom 25% of dividend payers in the KR market (0.78%).
High Dividend: A092130's dividend (3.81%) is in the top 25% of dividend payers in the KR market (2.47%)
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, A092130 has been paying a dividend for less than 10 years.
Growing Dividend: A092130's dividend payments have increased, but the company has only paid a dividend for 2 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (61.8%), A092130's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: A092130's dividends in 3 years are forecast to be covered by earnings (64.4% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Chan-Sung Park (73 yo)
Park Chan-Sung served as the Chief Executive Officer of E-Credible Co.,Ltd. Park Chan-Sung served as the Senior Managing Director of Korea Ratings. Park Chan-Sung was Manager of Planning Department of Kore...
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
e-Credible Co., Ltd.'s employee growth, exchange listings and data sources
- Name: e-Credible Co., Ltd.
- Ticker: A092130
- Exchange: KOSDAQ
- Founded: 2001
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Implied Market Cap: ₩222.204b
- Shares outstanding: 12.04m
- Website: https://www.ecredible.co.kr
Number of Employees
- e-Credible Co., Ltd.
- Samsung IT Valley
- 8th Floor
- South Korea
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/01/20 08:34|
|End of Day Share Price||2022/01/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.