Oita Bank Balance Sheet Health
Financial Health criteria checks 4/6
Oita Bank has total assets of ¥4,656.1B and total equity of ¥214.4B. Total deposits are ¥3,691.6B, and total loans are ¥2,142.1B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ¥966.3B.
Key information
21.7x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥3.69t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥966.34b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8392's Assets to Equity ratio (21.7x) is very high.
Allowance for Bad Loans: 8392 has a low allowance for bad loans (55%).
Low Risk Liabilities: 83% of 8392's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8392 has an appropriate level of Loans to Assets ratio (46%).
Low Risk Deposits: 8392's Loans to Deposits ratio (58%) is appropriate.
Level of Bad Loans: 8392 has an appropriate level of bad loans (2%).