Awa Bank Balance Sheet Health
Financial Health criteria checks 4/6
Awa Bank has total assets of ¥3,941.8B and total equity of ¥332.6B. Total deposits are ¥3,347.2B, and total loans are ¥2,333.9B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ¥396.0B.
Key information
11.9x
Asset to equity ratio
1.0%
Net interest margin
Total deposits | JP¥3.35t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥395.98b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8388's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: 8388 has a low allowance for bad loans (39%).
Low Risk Liabilities: 93% of 8388's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8388 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: 8388's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: 8388 has a high level of bad loans (2%).