Motor & General Finance
Market Cap
₹753.2m
Last Updated
2021/02/26 12:14 UTC
Data Sources
Company Financials
Executive Summary
The Motor & General Finance Limited engages in leasing and developing real estate properties in India. More Details
Risk Analysis
Snowflake Analysis
Adequate balance sheet with weak fundamentals.
Share Price & News
How has Motor & General Finance's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: MOTOGENFIN is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: MOTOGENFIN's weekly volatility (7%) has been stable over the past year.
Market Performance
7 Day Return
3.3%
MOTOGENFIN
1.1%
IN Real Estate
0.2%
IN Market
1 Year Return
30.1%
MOTOGENFIN
26.3%
IN Real Estate
31.4%
IN Market
Return vs Industry: MOTOGENFIN exceeded the Indian Real Estate industry which returned 26.3% over the past year.
Return vs Market: MOTOGENFIN underperformed the Indian Market which returned 31.4% over the past year.
Shareholder returns
| MOTOGENFIN | Industry | Market | |
|---|---|---|---|
| 7 Day | 3.3% | 1.1% | 0.2% |
| 30 Day | -9.6% | 12.7% | 8.7% |
| 90 Day | -1.0% | 39.6% | 18.8% |
| 1 Year | 30.1%30.1% | 27.1%26.3% | 33.9%31.4% |
| 3 Year | -3.1%-3.1% | 15.6%13.0% | 24.6%18.3% |
| 5 Year | 0%0% | 142.5%133.0% | 95.8%80.5% |
Long-Term Price Volatility Vs. Market
How volatile is Motor & General Finance's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Motor & General Finance undervalued compared to its fair value and its price relative to the market?
0.96x
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate MOTOGENFIN's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate MOTOGENFIN's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: MOTOGENFIN is unprofitable, so we can't compare its PE Ratio to the IN Real Estate industry average.
PE vs Market: MOTOGENFIN is unprofitable, so we can't compare its PE Ratio to the Indian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate MOTOGENFIN's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: MOTOGENFIN is overvalued based on its PB Ratio (1x) compared to the IN Real Estate industry average (0.7x).
Next Steps
Future Growth
How is Motor & General Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
46.1%
Forecasted Real Estate industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Motor & General Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Examine Motor & General Finance's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Motor & General Finance competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Real Estate industry.
Past Performance
How has Motor & General Finance performed over the past 5 years?
-20.5%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: MOTOGENFIN is currently unprofitable.
Growing Profit Margin: MOTOGENFIN is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: MOTOGENFIN is unprofitable, and losses have increased over the past 5 years at a rate of 20.5% per year.
Accelerating Growth: Unable to compare MOTOGENFIN's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: MOTOGENFIN is unprofitable, making it difficult to compare its past year earnings growth to the Real Estate industry (-7.2%).
Return on Equity
High ROE: MOTOGENFIN has a negative Return on Equity (-7.83%), as it is currently unprofitable.
Next Steps
Financial Health
How is Motor & General Finance's financial position?
Financial Position Analysis
Short Term Liabilities: MOTOGENFIN's short term assets (₹970.6M) exceed its short term liabilities (₹384.8M).
Long Term Liabilities: MOTOGENFIN's short term assets (₹970.6M) exceed its long term liabilities (₹390.3M).
Debt to Equity History and Analysis
Debt Level: MOTOGENFIN's debt to equity ratio (7.5%) is considered satisfactory.
Reducing Debt: MOTOGENFIN's debt to equity ratio has reduced from 54.1% to 7.5% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: MOTOGENFIN has less than a year of cash runway based on its current free cash flow.
Forecast Cash Runway: MOTOGENFIN has less than a year of cash runway if free cash flow continues to reduce at historical rates of 12.5% each year
Next Steps
Dividend
What is Motor & General Finance current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate MOTOGENFIN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate MOTOGENFIN's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if MOTOGENFIN's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if MOTOGENFIN's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: MOTOGENFIN is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of MOTOGENFIN's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
15.3yrs
Average board tenure
CEO
Rajiv Gupta (74 yo)
no data
Tenure
₹3,126,669
Compensation
Mr. Rajiv Gupta has been the Managing Director and Chairman of The Motor & General Finance Limited since September 1, 2005 and serves as its Chief Executive Officer. Mr. Gupta has been a Senior Vice Presid...
CEO Compensation Analysis
Compensation vs Market: Rajiv's total compensation ($USD43.00K) is about average for companies of similar size in the Indian market ($USD43.96K).
Compensation vs Earnings: Rajiv's compensation has increased whilst the company is unprofitable.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chairman | no data | ₹3.13m | 11.73% ₹ 88.4m | |
| Whole Time Director | 18.58yrs | ₹3.21m | 0.081% ₹ 612.0k | |
| Joint MD & Director | 14.67yrs | ₹2.88m | 5.07% ₹ 38.2m | |
| Non-Executive Independent Director | 18.92yrs | ₹30.00k | no data | |
| Non-Executive Independent Director | 15.17yrs | ₹25.00k | no data | |
| Non-Executive Independent Director | 3.33yrs | ₹30.00k | no data |
15.3yrs
Average Tenure
70.5yo
Average Age
Experienced Board: MOTOGENFIN's board of directors are seasoned and experienced ( 15.3 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
The Motor & General Finance Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: The Motor & General Finance Limited
- Ticker: MOTOGENFIN
- Exchange: NSEI
- Founded: 1930
- Industry: Real Estate Operating Companies
- Sector: Real Estate
- Market Cap: ₹753.244m
- Shares outstanding: 38.73m
- Website: https://www.mgfltd.com
Number of Employees
Location
- The Motor & General Finance Limited
- MGF House
- 4/17-B, Asaf Ali Road
- New Delhi
- Delhi
- 110002
- India
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| 501343 | BSE (Mumbai Stock Exchange) | Yes | Equity Shares | IN | INR | Feb 1995 |
| MOTOGENFIN | NSEI (National Stock Exchange of India) | Yes | Equity Shares | IN | INR | Feb 1995 |
Biography
The Motor & General Finance Limited engages in leasing and developing real estate properties in India. The company was incorporated in 1930 and is headquartered in New Delhi, India.
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/02/26 12:14 |
| End of Day Share Price | 2021/02/26 00:00 |
| Earnings | 2020/12/31 |
| Annual Earnings | 2020/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.