Zhongyuan Bank Balance Sheet Health
Financial Health criteria checks 5/6
Zhongyuan Bank has total assets of CN¥1,346.4B and total equity of CN¥96.9B. Total deposits are CN¥876.1B, and total loans are CN¥751.0B. It earns a Net Interest Margin of 1.7%. It has sufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are CN¥194.8B.
Key information
13.9x
Asset to equity ratio
1.7%
Net interest margin
Total deposits | CN¥876.07b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥194.77b |
Recent financial health updates
No updates
Recent updates
Zhongyuan Bank's (HKG:1216) Stock Price Has Reduced 57% In The Past Three Years
Mar 07What Is The Ownership Structure Like For Zhongyuan Bank Co., Ltd. (HKG:1216)?
Jan 31Is Zhongyuan Bank Co., Ltd. (HKG:1216) A Great Dividend Stock?
Dec 27Are Insiders Selling Zhongyuan Bank Co., Ltd. (HKG:1216) Stock?
Dec 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 1216's Assets to Equity ratio (13.9x) is moderate.
Allowance for Bad Loans: 1216 has a sufficient allowance for bad loans (153%).
Low Risk Liabilities: 70% of 1216's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1216 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 1216's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: 1216 has a high level of bad loans (2%).