New Risk • Apr 14
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (44% average weekly change). Negative equity (-UK£1.3m). Earnings have declined by 76% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Market cap is less than US$100m (UK£12.2m market cap, or US$16.6m). New Risk • Oct 01
New major risk - Share price stability The company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of British stocks, typically moving 17% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (17% average weekly change). Negative equity (-UK£1.3m). Earnings have declined by 76% per year over the past 5 years. Market cap is less than US$10m (UK£1.49m market cap, or US$2.01m). Reported Earnings • Sep 29
First half 2025 earnings released: UK£0.011 loss per share (vs UK£0.016 loss in 1H 2024) First half 2025 results: UK£0.011 loss per share (improved from UK£0.016 loss in 1H 2024). Revenue: UK£116.0m (up 4.9% from 1H 2024). Net loss: UK£1.14m (loss narrowed 32% from 1H 2024). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 56 percentage points per year, which is a significant difference in performance. New Risk • Jul 09
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of British stocks, typically moving 8.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Negative equity (-UK£114k). Earnings have declined by 74% per year over the past 5 years. Market cap is less than US$10m (UK£1.44m market cap, or US$1.95m). Minor Risk Share price has been volatile over the past 3 months (8.1% average weekly change). New Risk • Jul 08
New major risk - Negative shareholders equity The company has negative equity. Total equity: -UK£114k This is considered a major risk. Being in negative equity means that the company's liabilities exceed its assets, meaning it owes more to creditors than it has in owned assets. While this doesn't mean the company is about to collapse, in the long-term, this is unsustainable. The company may have issues meeting financial obligations, is at risk of becoming insolvent and may have difficulty raising capital, especially more debt, if needed. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Negative equity (-UK£114k). Earnings have declined by 74% per year over the past 5 years. Market cap is less than US$10m (UK£1.59m market cap, or US$2.17m). Reported Earnings • Jul 08
Full year 2024 earnings released: UK£0.032 loss per share (vs UK£0.013 loss in FY 2023) Full year 2024 results: UK£0.032 loss per share (further deteriorated from UK£0.013 loss in FY 2023). Revenue: UK£230.2m (down 4.7% from FY 2023). Net loss: UK£3.45m (loss widened 145% from FY 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 95 percentage points per year, which is a significant difference in performance. Announcement • Jul 08
MobilityOne Limited, Annual General Meeting, Jul 30, 2025 MobilityOne Limited, Annual General Meeting, Jul 30, 2025, at 16:00 Singapore Standard Time. Location: ground floor, wisma lms, no 6, jalan abd rahman idris, off jalan raja muda abdul aziz, 50300, kuala lumpur Malaysia Announcement • Jun 19
MobilityOne Limited Provides Earnings Guidance for the Financial Year Ended December 31, 2024 MobilityOne Limited provided earnings guidance for the financial year ended December 31, 2024. For the year, the group expects to report revenues of approximately £230.2 million for Fiscal Year 2024 (2023: revenue of £241.67 million). This decline in revenues is primarily due to softer demand in the Group's main market in Malaysia, particularly in the mobile phone prepaid airtime reloads and bill payment services through the Group's banking channels (i.e. mobile banking and internet banking) and electronic data capture terminals as well as third parties' e-wallet applications. The Group also expects to register a loss after tax of £3.45 million (2023: loss after tax of £1.41 million). The Group's increase in loss after tax is mainly due to lower sales, higher administrative and marketing expenses aimed at customer acquisition and retention, higher finance costs and the Group's share of its 49%-owned associated company's loss, namely Sincere Acres Sdn Bhd (Sincere) and its wholly-owned subsidiary, Hati International Sdn Bhd ("Hati"), a healthcare information systems provider in Malaysia. New Risk • Apr 15
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Earnings have declined by 67% per year over the past 5 years. Market cap is less than US$10m (UK£1.70m market cap, or US$2.25m). Minor Risk Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Reported Earnings • Oct 01
First half 2024 earnings released: UK£0.016 loss per share (vs UK£0 in 1H 2023) First half 2024 results: UK£0.016 loss per share (further deteriorated from UK£0 in 1H 2023). Revenue: UK£110.5m (down 9.1% from 1H 2023). Net loss: UK£1.67m (down UK£1.67m from profit in 1H 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 87 percentage points per year, which is a significant difference in performance. New Risk • Sep 28
New major risk - Financial position The company's debt is not well covered by operating cash flow. Currently running at an operating cash loss. This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Earnings have declined by 67% per year over the past 5 years. Market cap is less than US$10m (UK£3.14m market cap, or US$4.19m). Reported Earnings • Aug 21
Full year 2023 earnings released: UK£0.013 loss per share (vs UK£0 in FY 2022) Full year 2023 results: UK£0.013 loss per share (further deteriorated from UK£0 in FY 2022). Revenue: UK£241.7m (up 3.4% from FY 2022). Net loss: UK£1.41m (down UK£1.43m from profit in FY 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 50 percentage points per year, which is a significant difference in performance. Announcement • Aug 20
MobilityOne Limited, Annual General Meeting, Sep 11, 2024 MobilityOne Limited, Annual General Meeting, Sep 11, 2024, at 16:00 Singapore Standard Time. Location: level 2, wisma lms, no 6, jalan abd rahman idris, off jalan raja muda abdul aziz, 50300, kuala lumpur Malaysia Board Change • Aug 20
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 2 highly experienced directors. 2 independent directors (3 non-independent directors). Independent Non-Executive Director Azlinda Binti Ariffin-Boromand was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Announcement • Jun 28
MobilityOne Limited Provides Earnings Guidance for 2023 Based on the unaudited accounts that have been prepared and audited to date, MobilityOne Limited anticipated reporting revenue of £241.6 million for Fiscal Year 2023 (year ended 31 December 2022: revenue of £233.76 million) as a result of increased demand from the Group's main products and services, namely the mobile phone prepaid airtime reload and bill payment business through the Group's banking channels (i.e. mobile banking and internet banking) and electronic data capture terminals as well as third parties' e-wallet applications. The Group anticipated registering a loss after tax of approximately £1.4 million in Fiscal Year 2023 (year ended 31 December 2022: profit after tax of £16,628). New Risk • Apr 16
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 3.0% per year over the past 5 years. Market cap is less than US$10m (UK£6.11m market cap, or US$7.61m). Minor Risks Latest financial reports are more than 6 months old (reported June 2023 fiscal period end). Share price has been volatile over the past 3 months (9.9% average weekly change). Reported Earnings • Oct 02
First half 2023 earnings released: EPS: UK£0 (vs UK£0.003 in 1H 2022) First half 2023 results: EPS: UK£0 (down from UK£0.003 in 1H 2022). Revenue: UK£121.5m (up 7.2% from 1H 2022). Net income: UK£1.1k (down 100% from 1H 2022). Profit margin: 0% (down from 0.3% in 1H 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 58 percentage points per year, which is a significant difference in performance. New Risk • Oct 01
New major risk - Revenue and earnings growth Earnings have declined by 3.0% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (19% average weekly change). Earnings have declined by 3.0% per year over the past 5 years. Market cap is less than US$10m (UK£5.31m market cap, or US$6.48m). Announcement • Jul 01
MobilityOne Limited, Annual General Meeting, Jul 24, 2023 MobilityOne Limited, Annual General Meeting, Jul 24, 2023, at 15:00 Coordinated Universal Time. Location: Level 2, Wisma LMS, No. 6, Jalan Abd. Rahman Idris, Off Jalan Raja Muda Abdul Aziz, 50300 Kuala Lumpur Malaysia Reported Earnings • Jul 01
Full year 2022 earnings released: EPS: UK£0 (vs UK£0.014 in FY 2021) Full year 2022 results: EPS: UK£0 (down from UK£0.014 in FY 2021). Revenue: UK£233.8m (down 8.6% from FY 2021). Net income: UK£23.9k (down 98% from FY 2021). Profit margin: 0% (down from 0.6% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 39% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings. Recent Insider Transactions • Nov 16
Deputy CEO & Director recently bought UK£170k worth of stock On the 8th of November, Kah Chia bought around 2m shares on-market at roughly UK£0.094 per share. This transaction amounted to 93% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months. Board Change • Nov 16
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Non-Executive Director Azlinda Binti Ariffin-Boromand was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Recent Insider Transactions • Nov 09
Deputy CEO & Director recently bought UK£169k worth of stock On the 8th of November, Kah Chia bought around 2m shares on-market at roughly UK£0.094 per share. This transaction amounted to 93% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months. Reported Earnings • Sep 30
First half 2022 earnings released: EPS: UK£0.003 (vs UK£0.01 in 1H 2021) First half 2022 results: EPS: UK£0.003 (down from UK£0.01 in 1H 2021). Revenue: UK£113.4m (down 13% from 1H 2021). Net income: UK£338.8k (down 67% from 1H 2021). Profit margin: 0.3% (down from 0.8% in 1H 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has increased by 19% per year, which means it is well ahead of earnings. Reported Earnings • Jun 30
Full year 2021 earnings released: EPS: UK£0.014 (vs UK£0.015 in FY 2020) Full year 2021 results: EPS: UK£0.014 (down from UK£0.015 in FY 2020). Revenue: UK£255.7m (up 3.7% from FY 2020). Net income: UK£1.52m (down 5.1% from FY 2020). Profit margin: 0.6% (down from 0.7% in FY 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 27% per year, which means it is well ahead of earnings. Board Change • Apr 27
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Non-Executive Director Azlinda Binti Ariffin-Boromand was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Board Change • Sep 22
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Non-Executive Director Azlinda Binti Ariffin-Boromand was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Reported Earnings • Sep 22
Full year 2020 earnings released: EPS UK£0.015 (vs UK£0.016 in FY 2019) The company reported a mediocre full year result with weaker earnings and profit margins, although revenues improved. Full year 2020 results: Revenue: UK£246.7m (up 46% from FY 2019). Net income: UK£1.61m (down 6.4% from FY 2019). Profit margin: 0.7% (down from 1.0% in FY 2019). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 80% per year but the company’s share price has only increased by 55% per year, which means it is significantly lagging earnings growth. Reported Earnings • Oct 26
First half earnings released Over the last 12 months the company has reported total profits of UK£2.00m, down 12% from the prior year. Total revenue was UK£210.4m over the last 12 months, up 43% from the prior year. 