Bank of Georgia Group Balance Sheet Health
Financial Health criteria checks 5/6
Bank of Georgia Group has total assets of GEL42.4B and total equity of GEL6.0B. Total deposits are GEL28.3B, and total loans are GEL27.7B earning a Net Interest Margin of 6.5%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are GEL3.2B.
Key information
7x
Asset to equity ratio
6.5%
Net interest margin
Total deposits | GEL 28.33b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | GEL 3.15b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BGEO's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: BGEO has a low allowance for bad loans (73%).
Low Risk Liabilities: 78% of BGEO's liabilities are made up of primarily low risk sources of funding.
Loan Level: BGEO has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: BGEO's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: BGEO has an appropriate level of bad loans (1.9%).