company background image
BTFH

Beltone Financial Holding SAECASE:BTFH Stock Report

Market Cap

ج.م770.5m

7D

-1.4%

1Y

-32.7%

Updated

22 Oct, 2021

Data

Company Financials
BTFH fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health2/6
Dividends0/6

BTFH Overview

Beltone Financial Holding SAE provides investment banking services in the Middle East.

Price History & Performance

Summary of all time highs, changes and price drops for Beltone Financial Holding SAE
Historical stock prices
Current Share Priceج.م1.73
52 Week Highج.م1.51
52 Week Lowج.م4.50
Beta1.51
1 Month Change-9.48%
3 Month Change-17.27%
1 Year Change-32.72%
3 Year Change-74.83%
5 Year Change-86.65%
Change since IPO55.04%

Recent News & Updates

Shareholder Returns

BTFHEG Capital MarketsEG Market
7D-1.4%-2.6%-0.8%
1Y-32.7%-4.3%11.1%

Return vs Industry: BTFH underperformed the EG Capital Markets industry which returned -4.3% over the past year.

Return vs Market: BTFH underperformed the EG Market which returned 11.1% over the past year.

Price Volatility

Is BTFH's price volatile compared to industry and market?
BTFH volatility
BTFH Beta1.51
Industry Beta0.83
Market Beta1

Stable Share Price: BTFH is not significantly more volatile than the rest of EG stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: BTFH's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2002n/aBasem Ibrahim Ibrahim Karamhttps://www.beltonefinancial.com

Beltone Financial Holding SAE provides investment banking services in the Middle East. It offers security brokerage, market maker accounts, and asset management services, as well as initial public offerings, financial advisory, and capital raising services. The company also provides fundamental insights and analysis for equity, fixed income, and commodities markets.

Beltone Financial Holding SAE Fundamentals Summary

How do Beltone Financial Holding SAE's earnings and revenue compare to its market cap?
BTFH fundamental statistics
Market Capج.م770.53m
Earnings (TTM)-ج.م13.03m
Revenue (TTM)ج.م266.34m

2.9x

P/S Ratio

-59.2x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
BTFH income statement (TTM)
Revenueج.م266.34m
Cost of Revenueج.م0
Gross Profitج.م266.34m
Expensesج.م279.37m
Earnings-ج.م13.03m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-0.029
Gross Margin100.00%
Net Profit Margin-4.89%
Debt/Equity Ratio169.0%

How did BTFH perform over the long term?

See historical performance and comparison

Valuation

Is Beltone Financial Holding SAE undervalued compared to its fair value and its price relative to the market?

1.41x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate BTFH's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate BTFH's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: BTFH is unprofitable, so we can't compare its PE Ratio to the EG Capital Markets industry average.

PE vs Market: BTFH is unprofitable, so we can't compare its PE Ratio to the EG market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate BTFH's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: BTFH is overvalued based on its PB Ratio (1.4x) compared to the EG Capital Markets industry average (1.2x).


Future Growth

How is Beltone Financial Holding SAE forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

8.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Beltone Financial Holding SAE has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Beltone Financial Holding SAE performed over the past 5 years?

-39.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: BTFH is currently unprofitable.

Growing Profit Margin: BTFH is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: BTFH is unprofitable, and losses have increased over the past 5 years at a rate of 39.5% per year.

Accelerating Growth: Unable to compare BTFH's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: BTFH is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (41.7%).


Return on Equity

High ROE: BTFH has a negative Return on Equity (-2.38%), as it is currently unprofitable.


Financial Health

How is Beltone Financial Holding SAE's financial position?


Financial Position Analysis

Short Term Liabilities: BTFH's short term assets (EGP1.8B) exceed its short term liabilities (EGP1.2B).

Long Term Liabilities: BTFH's short term assets (EGP1.8B) exceed its long term liabilities (EGP339.2M).


Debt to Equity History and Analysis

Debt Level: BTFH's debt to equity ratio (169%) is considered high.

Reducing Debt: BTFH's debt to equity ratio has increased from 1.4% to 169% over the past 5 years.

Debt Coverage: BTFH's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if BTFH's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is Beltone Financial Holding SAE current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate BTFH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate BTFH's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if BTFH's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if BTFH's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of BTFH's dividend in 3 years as they are not forecast to pay a notable one for the EG market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.3yrs

Average management tenure


CEO

Basem Ibrahim Ibrahim Karam

5.58yrs

Tenure

Mr. Basem Ibrahim Azab Ibrahim Karam has been the Chief Executive Officer of Beltone Financial Holding SAE since March 22, 2016 and serves as its March 22, 2016.


Leadership Team

Experienced Management: BTFH's management team is considered experienced (3.3 years average tenure).


Board Members

Experienced Board: BTFH's board of directors are not considered experienced ( 0.6 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Beltone Financial Holding SAE's employee growth, exchange listings and data sources


Key Information

  • Name: Beltone Financial Holding SAE
  • Ticker: BTFH
  • Exchange: CASE
  • Founded: 2002
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: ج.م770.533m
  • Shares outstanding: 445.65m
  • Website: https://www.beltonefinancial.com

Location

  • Beltone Financial Holding SAE
  • Nile City Towers
  • 33rd Floor
  • Cairo
  • 11221
  • Egypt

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/22 14:31
End of Day Share Price2021/10/20 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.