HenriPay Holding (9HF) Stock Overview

Develops and offers neobanking application. More details

9HF fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	4/6
Dividends	0/6

Risk Analysis

Makes less than USD$1m in revenue (€24K)

9HF Community Fair Values

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HenriPay Holding N.V. Competitors

Price History & Performance

Summary of share price highs, lows and changes for HenriPay Holding
Historical stock prices
Current Share Price	€16.80
52 Week High	€16.90
52 Week Low	€13.00
Beta	0.13
1 Month Change	-0.59%
3 Month Change	0%
1 Year Change	3.70%
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	65.52%

Recent updates

Shareholder Returns

	9HF	DE Real Estate	DE Market
7D	0%	-1.4%	-2.1%
1Y	3.7%	2.8%	16.9%

Return vs Industry: 9HF exceeded the German Real Estate industry which returned 2.5% over the past year.

Return vs Market: 9HF underperformed the German Market which returned 17% over the past year.

Price Volatility

Is 9HF's price volatile compared to industry and market?
9HF volatility
9HF Average Weekly Movement	0.5%
Real Estate Industry Average Movement	4.8%
Market Average Movement	5.1%
10% most volatile stocks in DE Market	11.6%
10% least volatile stocks in DE Market	2.6%

Stable Share Price: 9HF has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 9HF's weekly volatility (1%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2020	0	Henri Broen	henripayholding.com

HenriPay Holding N.V. develops and offers neobanking application. Its product includes Henri, a neobanking application which guides users toward financial wellness and turns money topics into engaging content. It provides educational tools that simplify financial concepts alongside practical guidance for daily money management; and add game elements that let users compete with friends for developing better financial habits.

HenriPay Holding N.V. Fundamentals Summary

How do HenriPay Holding's earnings and revenue compare to its market cap?
9HF fundamental statistics
Market cap	€4.16b
Earnings (TTM)	-€1.18m
Revenue (TTM)	€24.00k

Over9,999x

P/S Ratio

-3,523x

P/E Ratio

Is 9HF overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
9HF income statement (TTM)
Revenue	€24.00k
Cost of Revenue	€1.37m
Gross Profit	-€1.35m
Other Expenses	-€168.80k
Earnings	-€1.18m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.0048
Gross Margin	-5,622.80%
Net Profit Margin	-4,919.45%
Debt/Equity Ratio	0%

How did 9HF perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/07/16 11:42
End of Day Share Price	2025/07/16 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

HenriPay Holding N.V. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.