BKS Bank Balance Sheet Health
Financial Health criteria checks 4/6
BKS Bank has total assets of €10.6B and total equity of €2.1B. Total deposits are €6.7B, and total loans are €7.4B.
Key information
5.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €6.68b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €46.03m |
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BKS's Assets to Equity ratio (5.1x) is low.
Allowance for Bad Loans: BKS has a low allowance for bad loans (53%).
Low Risk Liabilities: 79% of BKS's liabilities are made up of primarily low risk sources of funding.
Loan Level: BKS has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: BKS's Loans to Deposits ratio (111%) is appropriate.
Level of Bad Loans: BKS has a high level of bad loans (3.1%).