Commercial Bank International P.S.C Past Earnings Performance
Past criteria checks 4/6
Commercial Bank International P.S.C has been growing earnings at an average annual rate of 12.4%, while the Banks industry saw earnings growing at 15.8% annually. Revenues have been declining at an average rate of 1.6% per year. Commercial Bank International P.S.C's return on equity is 6%, and it has net margins of 33.7%.
Key information
12.4%
Earnings growth rate
13.6%
EPS growth rate
| Banks Industry Growth | 12.3% |
| Revenue growth rate | -1.6% |
| Return on equity | 6.0% |
| Net Margin | 33.7% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Revenue & Expenses Breakdown
How Commercial Bank International P.S.C makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 467 | 157 | 308 | 0 |
| 31 Dec 23 | 490 | 154 | 339 | 0 |
| 30 Sep 23 | 496 | 174 | 331 | 0 |
| 30 Jun 23 | 532 | 138 | 354 | 0 |
| 31 Mar 23 | 524 | 129 | 360 | 0 |
| 31 Dec 22 | 476 | 117 | 314 | 0 |
| 30 Sep 22 | 594 | 232 | 308 | 0 |
| 30 Jun 22 | 551 | 246 | 286 | 0 |
| 31 Mar 22 | 542 | 239 | 276 | 0 |
| 31 Dec 21 | 433 | 122 | 284 | 0 |
| 30 Sep 21 | 294 | -20 | 264 | 0 |
| 30 Jun 21 | 266 | -111 | 257 | 0 |
| 31 Mar 21 | 248 | -134 | 252 | 0 |
| 31 Dec 20 | 340 | -27 | 247 | 0 |
| 30 Sep 20 | 399 | -36 | 307 | 0 |
| 30 Jun 20 | 448 | 62 | 326 | 0 |
| 31 Mar 20 | 467 | 78 | 341 | 0 |
| 31 Dec 19 | 498 | 92 | 358 | 0 |
| 30 Sep 19 | 574 | 146 | 352 | 0 |
| 30 Jun 19 | 626 | 174 | 364 | 0 |
| 31 Mar 19 | 718 | 221 | 379 | 0 |
| 31 Dec 18 | 770 | 221 | 393 | 0 |
| 30 Sep 18 | 755 | 229 | 400 | 0 |
| 30 Jun 18 | 732 | 206 | 415 | 0 |
| 31 Mar 18 | 676 | 170 | 426 | 0 |
| 31 Dec 17 | 641 | 151 | 433 | 0 |
| 30 Sep 17 | 573 | 82 | 460 | 0 |
| 30 Jun 17 | 570 | 78 | 461 | 0 |
| 31 Mar 17 | 572 | 79 | 462 | 0 |
| 31 Dec 16 | 582 | 95 | 456 | 0 |
| 30 Sep 16 | 88 | -376 | 444 | 0 |
| 30 Jun 16 | 28 | -438 | 447 | 0 |
| 31 Mar 16 | -17 | -481 | 445 | 0 |
| 31 Dec 15 | -20 | -467 | 442 | 0 |
| 30 Sep 15 | 396 | -28 | 422 | 0 |
| 30 Jun 15 | 469 | 66 | 400 | 0 |
| 31 Mar 15 | 465 | 83 | 379 | 0 |
| 31 Dec 14 | 488 | 120 | 366 | 0 |
| 30 Sep 14 | 561 | 179 | 376 | 0 |
| 30 Jun 14 | 540 | 162 | 373 | 0 |
| 31 Mar 14 | 551 | 174 | 372 | 0 |
| 31 Dec 13 | 545 | 172 | 369 | 0 |
| 30 Sep 13 | 506 | 155 | 346 | 0 |
Quality Earnings: CBI has high quality earnings.
Growing Profit Margin: CBI's current net profit margins (33.7%) are higher than last year (24.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CBI's earnings have grown by 12.4% per year over the past 5 years.
Accelerating Growth: CBI's earnings growth over the past year (21.9%) exceeds its 5-year average (12.4% per year).
Earnings vs Industry: CBI earnings growth over the past year (21.9%) did not outperform the Banks industry 35.5%.
Return on Equity
High ROE: CBI's Return on Equity (6%) is considered low.