Habib Bank Limited, together with its subsidiaries, provides commercial banking services in Pakistan and internationally. It operates through Retail Banking; Consumer, SME and Agriculture Lending; Corporate, Commercial and Investment Banking; Treasury; Financial Institutions; Branchless Banking; International and Global Remittances; Asset management; Microfinance; and Head Office/Others segments. The company offers current, saving, digital, Nisa, and term deposit accounts; credit and debit cards; personal and car loans, as well as readycash; Konnect account, Konnect Islamic, and Konnect gaming products; disbursement and collections solutions; agent solution; remittance services; asset management and investment services; and banssurance products. It also provides business, SME, and transaction and employee banking; digital payments; agriculture banking services, including farm irrigation solutions, running finance farm production, dairy and livestock finance, poultry finance, fisheries finance, tractor finance, EWR financing, agri business finance, national subsistence farmers support initiative, and HBL zarai services; treasury and global markets overview, treasury products, market insight, as well as HBL Infinity and HBL Symphony; and financial institution global remittance business. In addition, the company offers Islamic banking products and services; and prestige products and services. The company was founded in 1941 and is based in Karachi, Pakistan. Habib Bank Limited operates as a subsidiary of The Aga Khan Fund for Economic Development S.A.