Brown & Brown Balance Sheet Health
Financial Health criteria checks 2/6
Brown & Brown has a total shareholder equity of $12.4B and total debt of $7.7B, which brings its debt-to-equity ratio to 62.3%. Its total assets and total liabilities are $29.4B and $16.9B respectively. Brown & Brown's EBIT is $1.5B making its interest coverage ratio 12.8. It has cash and short-term investments of $1.2B.
Key information
62.29%
Debt to equity ratio
US$7.73b
Debt
| Interest coverage ratio | 12.8x |
| Cash | US$1.19b |
| Equity | US$12.41b |
| Total liabilities | US$16.95b |
| Total assets | US$29.35b |
Recent financial health updates
No updates
Recent updates
Brown & Brown Q2: Softening Insurance Rates Continue
Jul 29Brown & Brown, Inc. (NYSE:BRO) Just Released Its First-Quarter Results And Analysts Are Updating Their Estimates
May 01
Brown & Brown: A Shield Against Market Turbulence
Mar 31Brown & Brown, Inc.'s (NYSE:BRO) Business Is Trailing The Market But Its Shares Aren't
Jan 31Brown & Brown - Why The Outperformance, And Where It Could Go 2025-2027
Jan 22Is Now The Time To Put Brown & Brown (NYSE:BRO) On Your Watchlist?
Jan 09Brown & Brown's Price Is Up, But Value Isn't Much Different
Nov 05Brown & Brown Q2: Strong Insurance Premium Growth Continues
Aug 19Brown & Brown: Trading Near Fair Value, Hold But The Upside Is Limited (Technical Analysis)
Jul 02Brown & Brown Insurance: A Fairly Priced Super-Compounder
Apr 12Madison Investments - Brown & Brown: A Recession-Resistant Investment
Feb 11Brown & Brown: Premium Rate Increases Boosting Revenue Growth; Initiate With 'Strong Buy'
Jan 27Brown & Brown: Its Debt Maturity Profile Tells Us To Hold
Dec 06Brown & Brown: A Compelling Investment Opportunity
Sep 18Financial Position Analysis
Short Term Liabilities: BRO's short term assets ($8.1B) exceed its short term liabilities ($6.9B).
Long Term Liabilities: BRO's short term assets ($8.1B) do not cover its long term liabilities ($10.1B).
Debt to Equity History and Analysis
Debt Level: BRO's net debt to equity ratio (52.7%) is considered high.
Reducing Debt: BRO's debt to equity ratio has increased from 57% to 62.3% over the past 5 years.
Debt Coverage: BRO's debt is not well covered by operating cash flow (17.7%).
Interest Coverage: BRO's interest payments on its debt are well covered by EBIT (12.8x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/16 16:20 |
| End of Day Share Price | 2025/11/14 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Brown & Brown, Inc. is covered by 28 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |
| null null | BMO Capital Markets Equity Research |