Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative

ENXTPA:CRAP Stock Report

Market Cap: €1.0b

Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative Past Earnings Performance

Past criteria checks 2/6

Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative has been growing earnings at an average annual rate of 7.2%, while the Banks industry saw earnings growing at 3.4% annually. Revenues have been growing at an average rate of 2.6% per year. Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative's return on equity is 3.5%, and it has net margins of 29.5%.

Key information

7.21%

Earnings growth rate

5.83%

EPS growth rate

Banks Industry Growth4.84%
Revenue growth rate2.63%
Return on equity3.49%
Net Margin29.55%
Last Earnings Update31 Dec 2025

Recent past performance updates

Recent updates

Analysis Article Mar 13

Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative (EPA:CRAP) Is Increasing Its Dividend To €4.14

Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative ( EPA:CRAP ) has announced that it will...
Analysis Article Feb 13

Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative (EPA:CRAP) Share Prices Have Dropped 34% In The Last Year

While it may not be enough for some shareholders, we think it is good to see the Caisse Régionale de Crédit Agricole...
Analysis Article Dec 19

Looking For Steady Income For Your Dividend Portfolio? Is Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative (EPA:CRAP) A Good Fit?

Dividend paying stocks like Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative ( EPA:CRAP...

Revenue & Expenses Breakdown

How Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ENXTPA:CRAP Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 25458135170
30 Sep 25458140170
30 Jun 25458144170
31 Mar 25450139170
31 Dec 24443134170
30 Sep 24438131160
30 Jun 24434127150
31 Mar 24428122150
31 Dec 23422116160
30 Sep 23421119160
30 Jun 23420121170
31 Mar 23437133170
31 Dec 22454145170
30 Sep 22455138330
30 Jun 22463145200
31 Mar 22459147240
31 Dec 21431117200
30 Sep 21440127220
30 Jun 21419112230
31 Mar 2135564220
31 Dec 2033948220
30 Sep 2030920200
30 Jun 2032428200
31 Mar 2037161200
31 Dec 1938275200
30 Sep 1938687120
30 Jun 1938585140
31 Mar 1936070120
31 Dec 1835969120
30 Sep 183666430
30 Jun 1835549130
31 Mar 1839378130
31 Dec 1739380130
30 Sep 1739384130
30 Jun 1739288130
31 Mar 1736470130
31 Dec 1635768130
30 Sep 1636778130
30 Jun 1637789130
31 Mar 1639193130
31 Dec 1540198130
30 Sep 1540095130

Quality Earnings: CRAP has high quality earnings.

Growing Profit Margin: CRAP's current net profit margins (29.5%) are lower than last year (30.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CRAP's earnings have grown by 7.2% per year over the past 5 years.

Accelerating Growth: CRAP's earnings growth over the past year (1%) is below its 5-year average (7.2% per year).

Earnings vs Industry: CRAP earnings growth over the past year (1%) did not outperform the Banks industry 6%.


Return on Equity

High ROE: CRAP's Return on Equity (3.5%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/08/06 22:42
End of Day Share Price 2026/08/06 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.