DashboardPortfoliosWatchlistCommunityDiscoverScreener
NOT FOR DISTRIBUTION

The Saudi Investment Bank

SASE:1030 Stock Report

Market Cap: ر.س18.6b

  • Company Overview
  • Valuation
  • Future Growth
  • Past Performance
  • Financial Health
  • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Saudi Investment Bank Dividends and Buybacks

Dividend criteria checks 4/6

Saudi Investment Bank is a dividend paying company with a current yield of 4.7% that is well covered by earnings.

Key information

4.7%

Dividend yield

-10.0%

Buyback Yield

Total Shareholder Yield-5.3%
Future Dividend Yield5.6%
Dividend Growth8.2%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio18%

Recent dividend and buyback updates

Recent updates

User avatar
Narrative Update • Aug 19

1030: Higher Margin Outlook Will Support Further Upside Potential

Analysts have lifted their price target for Saudi Investment Bank from SAR 15.18 to SAR 16.06, citing updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E as key drivers for the change. What’s in the News for Saudi Investment Bank No recent company specific news items for Saudi Investment Bank were identified from the provided sources as of 19 Aug 2026.
User avatar
Narrative Update • Aug 05

nan

Analysts have raised their price target for Saudi Investment Bank from SAR12.70 to SAR14.00, citing updated assumptions around revenue growth, profit margins and a slightly lower forward P/E multiple as the key drivers of this change. What's in the News No recent news stories for Saudi Investment Bank are available from the provided sources as of 29 Jul 2026.
User avatar
New Narrative • Jul 06

Funding Efficiency And Digital Initiatives Will Shape A Fairly Valued Banking Outlook

Catalysts About Saudi Investment Bank Saudi Investment Bank is a Saudi Arabian financial institution that provides corporate, retail and private banking services, along with trade finance, investment and treasury products. What are the underlying business or industry changes driving this perspective?
User avatar
Narrative Update • Jun 24

1030: Higher Margin Outlook And Interim Dividend Will Support Upside Potential

Analysts have nudged their price target for Saudi Investment Bank higher from SAR14.85 to about SAR15.18, citing updated assumptions that include a slightly lower discount rate, a softer revenue growth outlook, a higher profit margin, and a modestly higher future P/E multiple. What’s in the News for Saudi Investment Bank Saudi Investment Bank's Board of Directors recommended distributing interim cash dividends to shareholders for the second half of the fiscal year 2025, according to a key developments update.
User avatar
New Narrative • Jun 22

Strategy 2027 And Digital Expansion Will Support Stronger Long-Term Earnings Quality

Catalysts About Saudi Investment Bank Saudi Investment Bank is a Saudi banking group that provides corporate, retail and private banking, trade finance, investment and treasury services. What are the underlying business or industry changes driving this perspective?
User avatar
Narrative Update • Jun 05

1030: Stable Outlook With Interim Dividend Likely To Support Measured Returns

Analysts have kept their SAR 14.85 price target for Saudi Investment Bank unchanged. This reflects broadly consistent assumptions on fair value, discount rate, revenue growth, profit margin and future P/E, with only marginal technical adjustments to their model inputs.
User avatar
Narrative Update • May 12

1030: Slightly Lower Assumptions Should Still Support Future Upside Potential

Analysts have slightly adjusted their price target on Saudi Investment Bank to SAR14.85 from SAR15.12, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin, and forward P/E expectations. Valuation Changes Fair Value: Adjusted slightly lower from SAR15.12 to SAR14.85 per share.
User avatar
Narrative Update • Apr 28

1030: Higher Profitability Assumptions Will Support Future Upside Potential

Analysts have nudged their price target on Saudi Investment Bank slightly higher to SAR15.12, citing updated assumptions around profitability and a modestly lower forward P/E multiple. Valuation Changes Fair Value: Fair value estimate is unchanged at SAR15.12 per share.
User avatar
Narrative Update • Apr 12

1030: Stable Assumptions Will Support Future Upside From Consistent Profitability

Analysts have kept their SAR 15.12 price target for Saudi Investment Bank broadly unchanged, citing stable assumptions around fair value, revenue growth and profit margins, along with only minimal tweaks to the discount rate and future P/E inputs. Valuation Changes Fair Value: SAR 15.12 remains unchanged, indicating no revision to the core valuation estimate.
User avatar
Narrative Update • Mar 28

1030: Stable Assumptions Will Support Future Upside From Consistent Profitability

The analyst price target for Saudi Investment Bank remains unchanged at SAR15.12, as analysts keep their assumptions for fair value, discount rate, revenue growth, profit margin and future P/E broadly aligned with prior estimates. Valuation Changes Fair Value: SAR15.12 is unchanged, indicating no revision to the central valuation estimate.
User avatar
Narrative Update • Mar 12

1030: Stable Assumptions Will Support Future Upside From Consistent Profitability

Analysts kept their SAR 15.12 price target for Saudi Investment Bank broadly unchanged, citing very small tweaks to the discount rate and future P/E assumptions, while maintaining their existing views on revenue growth and profit margins. Valuation Changes Fair Value: The SAR 15.12 fair value estimate is unchanged, indicating no revision to the central valuation level used by analysts.
User avatar
Narrative Update • Feb 26

1030: Softer Assumptions Will Support Future Upside From Repriced Profitability

Analysts have trimmed their price target for Saudi Investment Bank to about SAR15.12 from around SAR15.42, citing updated assumptions for revenue growth, profit margins, and a slightly higher future P/E multiple. Valuation Changes Fair Value: revised slightly lower from SAR15.42 to about SAR15.12 per share.
User avatar
Narrative Update • Feb 10

1030: Softer Assumptions Will Support Balanced Upside And Downside Potential

Analysts have nudged their fair value estimate for Saudi Investment Bank to SAR15.42, reflecting slightly softer assumptions for revenue growth, profit margins and future P/E, alongside a marginally lower discount rate. Valuation Changes Fair Value Estimate remains at SAR15.42 per share, with no change from the prior model.
User avatar
Narrative Update • Jan 27

1030: Higher Revenue Assumptions And Solid P/E Support Further Upside Potential

Analysts have trimmed their price target for Saudi Investment Bank to about $15.42 from roughly $15.83, as updated assumptions reflect higher projected revenue growth alongside slightly lower profit margins and a modestly reduced future P/E multiple. Valuation Changes Fair Value Estimate, trimmed slightly from SAR 15.83 to SAR 15.42 per share.
User avatar
Narrative Update • Jan 12

1030: Higher Future P/E Multiple Will Support Further Upside Potential

Analysts have made a marginal downward revision to their fair value estimate for Saudi Investment Bank to SAR 15.83 per share from about SAR 15.85, reflecting updated assumptions on revenue growth, profit margins, the discount rate and future P/E expectations. Valuation Changes Fair Value: Slight reduction in the fair value estimate from SAR 15.85 to about SAR 15.83 per share, leaving the implied change very small in absolute terms.
User avatar
Narrative Update • Dec 22

1030: Higher Forward Multiple Will Support Future Upside Potential

Analysts have modestly lowered their price target on Saudi Investment Bank to SAR 15.85 from approximately SAR 16.07, citing slightly softer revenue growth expectations, a marginally higher discount rate, and a richer forecast future P E multiple, which together temper their valuation outlook. Valuation Changes Fair Value Estimate: reduced modestly from SAR 16.07 to SAR 15.85, reflecting a slightly more conservative outlook.
User avatar
Narrative Update • Dec 08

1030: Higher Revenue And Stable Multiples Will Support Future Upside Potential

Narrative Update on Analyst Price Target Analysts have modestly revised their price target on Saudi Investment Bank to SAR 16.07. This reflects slightly higher forecast revenue growth that is partly offset by expectations for a lower profit margin, while leaving valuation multiples largely unchanged.
User avatar
Narrative Update • Nov 24

1030: Discount Rate And Margins Will Support Future Performance Momentum

Analysts have maintained their price target for Saudi Investment Bank at SAR 16.07, citing only marginal adjustments to discount rates and profit margin forecasts that were not significant enough to alter their overall valuation outlook. Valuation Changes Fair Value: Remained unchanged at SAR 16.07.
User avatar
Narrative Update • Nov 06

1030: Digital Transformation And Loan Expansion Will Drive Future Growth Momentum

Narrative Update: Saudi Investment Bank Price Target Adjusted Analysts have slightly reduced their fair value estimate for Saudi Investment Bank from SAR 16.58 to SAR 16.07, reflecting updated projections for growth and profitability. Valuation Changes Fair Value Estimate: Decreased slightly from SAR 16.58 to SAR 16.07.
User avatar
Narrative Update • Sep 06

Digital Transformation And Loan Expansion Poised To Propel Bank's Future Growth

The slight increase in Saudi Investment Bank’s price target reflects a higher net profit margin offsetting lower revenue growth expectations, resulting in a modestly improved fair value to SAR16.58. Valuation Changes Summary of Valuation Changes for Saudi Investment Bank The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from SAR16.34 to SAR16.58.
User avatar
New Narrative • Dec 13

Digital Transformation And Loan Expansion Poised To Propel Bank's Future Growth

Focus on corporate lending and digital transformation is expected to drive revenue growth and improve operational efficiency.

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: 1030's dividend payments have been volatile in the past 10 years.

Growing Dividend: 1030's dividend payments have increased over the past 10 years.


Dividend Yield vs Market

Saudi Investment Bank Dividend Yield vs Market
How does 1030 dividend yield compare to the market?
SegmentDividend Yield
Company (1030)4.7%
Market Bottom 25% (SA)2.5%
Market Top 25% (SA)6.1%
Industry Average (Banks)4.2%
Analyst forecast (1030) (up to 3 years)5.6%

Notable Dividend: 1030's dividend (4.7%) is higher than the bottom 25% of dividend payers in the SA market (2.47%).

High Dividend: 1030's dividend (4.7%) is low compared to the top 25% of dividend payers in the SA market (6.06%).


Current Payout to Shareholders

Earnings Coverage: With its low payout ratio (17.6%), 1030's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: 1030's dividends in 3 years are forecast to be covered by earnings (52.2% payout ratio).


Discover strong dividend paying companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/11 19:32
End of Day Share Price 2026/09/10 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Saudi Investment Bank is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kais KriaaAlphaMena
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Nadine MedhatCI Capital Research

Make Better Investing Decisions Anywhere

Scan to download
Open AppStoreOpen Google Play
Chrome Web Store
Level 5, 320 Pitt Street, Sydney
Financial Data provided by S&P Global Market Intelligence LLC, analysis provided by Simply Wall Street Pty Ltd. Copyright © 2026, S&P Global Market Intelligence LLC. All rights reserved.
View Data Sources
Markets
  • US: NYSE & NASDAQ
  • UK: FTSE
  • Australia: ASX
  • India: NIFTY
  • Canada: TSX
  • South Africa: JSE
  • Japan: NIKKEI
  • South Korea: KOSPI
  • Germany: DAX
Investing Ideas
  • Undervalued Companies
  • Dividend Powerhouses
  • Insider Buying
  • Nuclear Energy
  • Autonomous Vehicles
  • Artificial Intelligence
  • Crypto and Blockchain
  • Cybersecurity
  • More ideas
Stock Communities
  • AstraZeneca
  • HSBC Holdings
  • Shell
  • Unilever
  • Diageo
  • Rio Tinto Group
  • RELX
  • BP
  • Barclays
Features & Tools
  • Portfolio Tracker
  • Stock Screener & Alerts
  • Narratives & Fair Values
  • Dividend Calculator
News & Discovery
  • Latest Stock News
  • Global Market Insights
  • The Foxhole
  • Investing Ideas
  • Community Narratives
  • What's New
Simply Wall St
  • Plans & Pricing
  • Advertising
  • About Us
  • Contact Us
  • Careers
  • Help Center
  • Learn Stock Investing
  • Affiliate Program
  • Business & Enterprise
  • Charlie AI
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.
© 2026 Simply Wall Street Pty Ltd, US Design Patent #29/544/281, Community and European Design Registration #2845206
  • Terms and Conditions
  • Privacy Policy
  • AI Terms
  • Financial Services Guide