Buy Or Sell Opportunity • Jun 17
Now 21% undervalued after recent price drop Over the last 90 days, the stock has fallen 2.7% to ₪216. The fair value is estimated to be ₪271, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Earnings per share has grown by 40%. Buy Or Sell Opportunity • Jun 01
Now 22% undervalued after recent price drop Over the last 90 days, the stock has fallen 10% to ₪211. The fair value is estimated to be ₪271, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 40%. Board Change • Jun 01
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 3 highly experienced directors. Independent External Director Einat Skornik was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. New Risk • Apr 10
New major risk - Revenue size The company makes less than US$1m in revenue. This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Revenue is less than US$1m. Minor Risk Dividend is not well covered by cash flows (91% cash payout ratio). Upcoming Dividend • Mar 30
Upcoming dividend of ₪5.07 per share Eligible shareholders must have bought the stock before 06 April 2026. Payment date: 16 April 2026. Payout ratio and cash payout ratio are on the higher end at 75% and 91% respectively. Trailing yield: 6.2%. Within top quartile of Israeli dividend payers (5.7%). Higher than average of industry peers (2.6%). Reported Earnings • Mar 29
Full year 2025 earnings released: EPS: ₪24.19 (vs ₪17.50 in FY 2024) Full year 2025 results: EPS: ₪24.19 (up from ₪17.50 in FY 2024). Revenue: ₪4.08b (up 16% from FY 2024). Net income: ₪356.9m (up 39% from FY 2024). Profit margin: 8.8% (up from 7.3% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 44% per year but the company’s share price has only increased by 34% per year, which means it is significantly lagging earnings growth. Announcement • Mar 27
I.D.I. Insurance Company Ltd., Annual General Meeting, May 04, 2026 I.D.I. Insurance Company Ltd., Annual General Meeting, May 04, 2026. Location: co. offices, Israel Buy Or Sell Opportunity • Mar 20
Now 21% overvalued Over the last 90 days, the stock has fallen 15% to ₪228. The fair value is estimated to be ₪189, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 45%. Announcement • Mar 16
I.D.I. Insurance Company Ltd. to Report Q4, 2025 Results on Mar 26, 2026 I.D.I. Insurance Company Ltd. announced that they will report Q4, 2025 results on Mar 26, 2026 Reported Earnings • Nov 27
Third quarter 2025 earnings released: EPS: ₪5.60 (vs ₪4.06 in 3Q 2024) Third quarter 2025 results: EPS: ₪5.60 (up from ₪4.06 in 3Q 2024). Revenue: ₪1.08b (up 18% from 3Q 2024). Net income: ₪82.7m (up 39% from 3Q 2024). Profit margin: 7.7% (up from 6.5% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 46% per year whereas the company’s share price has increased by 42% per year. Announcement • Nov 07
I.D.I. Insurance Company Ltd. to Report Q3, 2025 Results on Nov 25, 2025 I.D.I. Insurance Company Ltd. announced that they will report Q3, 2025 results on Nov 25, 2025 Buy Or Sell Opportunity • Oct 21
Now 21% overvalued Over the last 90 days, the stock has fallen 3.0% to ₪194. The fair value is estimated to be ₪160, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 42%. Reported Earnings • Aug 23
Second quarter 2025 earnings released: EPS: ₪6.42 (vs ₪4.89 in 2Q 2024) Second quarter 2025 results: EPS: ₪6.42 (up from ₪4.89 in 2Q 2024). Revenue: ₪201.3m (down 76% from 2Q 2024). Net income: ₪94.6m (up 32% from 2Q 2024). Profit margin: 47% (up from 8.4% in 2Q 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 42% per year but the company’s share price has only increased by 29% per year, which means it is significantly lagging earnings growth. New Risk • Aug 21
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Israeli stocks, typically moving 6.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by cash flows (114% cash payout ratio). Share price has been volatile over the past 3 months (6.5% average weekly change). Buy Or Sell Opportunity • Aug 14
Now 22% overvalued after recent price rise Over the last 90 days, the stock has risen 7.8% to ₪196. The fair value is estimated to be ₪161, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 35%. Announcement • Aug 01
I.D.I. Insurance Company Ltd. to Report Q2, 2025 Results on Aug 21, 2025 I.D.I. Insurance Company Ltd. announced that they will report Q2, 2025 results on Aug 21, 2025 Buy Or Sell Opportunity • Jul 23
Now 20% overvalued after recent price rise Over the last 90 days, the stock has risen 13% to ₪200. The fair value is estimated to be ₪166, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 35%. Buy Or Sell Opportunity • Jun 22
Now 20% overvalued after recent price rise Over the last 90 days, the stock has risen 31% to ₪200. The fair value is estimated to be ₪166, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 35%. Reported Earnings • Jun 04
First quarter 2025 earnings released: EPS: ₪6.14 (vs ₪3.45 in 1Q 2024) First quarter 2025 results: EPS: ₪6.14 (up from ₪3.45 in 1Q 2024). Revenue: ₪1.02b (up 25% from 1Q 2024). Net income: ₪90.4m (up 79% from 1Q 2024). Profit margin: 8.9% (up from 6.2% in 1Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 27% per year, which means it is significantly lagging earnings growth. Upcoming Dividend • Jun 02
Upcoming dividend of ₪3.73 per share Eligible shareholders must have bought the stock before 09 June 2025. Payment date: 18 June 2025. Payout ratio is on the higher end at 75%, and the cash payout ratio is above 100%. Trailing yield: 6.7%. Within top quartile of Israeli dividend payers (6.2%). Higher than average of industry peers (3.6%). Announcement • May 12
I.D.I. Insurance Company Ltd., Annual General Meeting, Jun 22, 2025 I.D.I. Insurance Company Ltd., Annual General Meeting, Jun 22, 2025. Location: co. offices, Israel Announcement • May 11
I.D.I. Insurance Company Ltd. to Report Q1, 2025 Results on May 29, 2025 I.D.I. Insurance Company Ltd. announced that they will report Q1, 2025 results on May 29, 2025 Valuation Update With 7 Day Price Move • Mar 23
Investor sentiment deteriorates as stock falls 16% After last week's 16% share price decline to ₪152, the stock trades at a trailing P/E ratio of 8.7x. Average trailing P/E is 10x in the Insurance industry in Israel. Total returns to shareholders of 77% over the past three years. Reported Earnings • Mar 18
Full year 2024 earnings released: EPS: ₪17.49 (vs ₪9.49 in FY 2023) Full year 2024 results: EPS: ₪17.49 (up from ₪9.49 in FY 2023). Revenue: ₪3.52b (up 29% from FY 2023). Net income: ₪257.1m (up 85% from FY 2023). Profit margin: 7.3% (up from 5.1% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 20% per year whereas the company’s share price has increased by 17% per year. Announcement • Mar 03
I.D.I. Insurance Company Ltd. to Report Fiscal Year 2024 Results on Mar 16, 2025 I.D.I. Insurance Company Ltd. announced that they will report fiscal year 2024 results on Mar 16, 2025 Reported Earnings • Nov 28
Third quarter 2024 earnings released: EPS: ₪4.06 (vs ₪3.50 in 3Q 2023) Third quarter 2024 results: EPS: ₪4.06 (up from ₪3.50 in 3Q 2023). Revenue: ₪918.4m (up 30% from 3Q 2023). Net income: ₪59.6m (up 16% from 3Q 2023). Profit margin: 6.5% (down from 7.3% in 3Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 4% per year. Announcement • Nov 15
I.D.I. Insurance Company Ltd. to Report Q3, 2024 Results on Nov 27, 2024 I.D.I. Insurance Company Ltd. announced that they will report Q3, 2024 results on Nov 27, 2024 Announcement • Aug 15
I.D.I. Insurance Company Ltd. to Report Q2, 2024 Results on Aug 26, 2024 I.D.I. Insurance Company Ltd. announced that they will report Q2, 2024 results on Aug 26, 2024 Announcement • May 22
I.D.I. Insurance Company Ltd. to Report Q1, 2024 Results on May 28, 2024 I.D.I. Insurance Company Ltd. announced that they will report Q1, 2024 results on May 28, 2024 Announcement • Mar 12
I.D.I. Insurance Company Ltd. to Report Q4, 2023 Results on Mar 25, 2024 I.D.I. Insurance Company Ltd. announced that they will report Q4, 2023 results on Mar 25, 2024 Reported Earnings • Nov 27
Third quarter 2023 earnings released Third quarter 2023 results: Revenue: ₪707.6m (up 28% from 3Q 2022). Net income: ₪51.3m (up 285% from 3Q 2022). Profit margin: 7.3% (up from 2.4% in 3Q 2022). The increase in margin was driven by higher revenue. New Risk • Nov 26
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 4.6% Last year net profit margin: 7.2% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 11% per year over the past 5 years. Minor Risks Dividend is not well covered by cash flows (97% cash payout ratio). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (4.6% net profit margin). Announcement • Nov 20
I.D.I. Insurance Company Ltd. to Report Q3, 2023 Results on Nov 26, 2023 I.D.I. Insurance Company Ltd. announced that they will report Q3, 2023 results on Nov 26, 2023 Reported Earnings • Aug 20
Second quarter 2023 earnings released: EPS: ₪2.30 (vs ₪1.75 in 2Q 2022) Second quarter 2023 results: EPS: ₪2.30 (up from ₪1.75 in 2Q 2022). Revenue: ₪683.8m (up 25% from 2Q 2022). Net income: ₪33.7m (up 31% from 2Q 2022). Profit margin: 4.9% (up from 4.7% in 2Q 2022). Over the last 3 years on average, earnings per share has fallen by 27% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings. Announcement • May 26
I.D.I. Insurance Company Ltd. to Report Q1, 2023 Results on May 24, 2023 I.D.I. Insurance Company Ltd. announced that they will report Q1, 2023 results on May 24, 2023 Reported Earnings • May 26
First quarter 2023 earnings released: EPS: ₪0.94 (vs ₪0.47 loss in 1Q 2022) First quarter 2023 results: EPS: ₪0.94 (up from ₪0.47 loss in 1Q 2022). Revenue: ₪622.0m (up 21% from 1Q 2022). Net income: ₪13.8m (up ₪20.7m from 1Q 2022). Profit margin: 2.2% (up from net loss in 1Q 2022). Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings. Board Change • Nov 16
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 4 highly experienced directors. Independent External Director Izzy Cohen was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Board Change • Nov 02
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 4 highly experienced directors. Independent External Director Izzy Cohen was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Reported Earnings • Aug 25
Second quarter 2022 earnings released: EPS: ₪1.75 (vs ₪3.54 in 2Q 2021) Second quarter 2022 results: EPS: ₪1.75 (down from ₪3.54 in 2Q 2021). Revenue: ₪548.3m (up 4.2% from 2Q 2021). Net income: ₪25.7m (down 51% from 2Q 2021). Profit margin: 4.7% (down from 9.9% in 2Q 2021). Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 7% per year. Announcement • Aug 24
I.D.I. Insurance Company Ltd. to Report Q2, 2022 Results on Aug 24, 2022 I.D.I. Insurance Company Ltd. announced that they will report Q2, 2022 results at 9:46 AM, Israel Standard Time on Aug 24, 2022 Reported Earnings • Mar 31
Full year 2021 earnings released: EPS: ₪13.71 (vs ₪14.13 in FY 2020) Full year 2021 results: EPS: ₪13.71 (down from ₪14.13 in FY 2020). Revenue: ₪2.16b (up 1.8% from FY 2020). Net income: ₪201.2m (down 3.0% from FY 2020). Profit margin: 9.3% (in line with FY 2020). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings. Reported Earnings • May 28
First quarter 2021 earnings released: EPS ₪2.90 (vs ₪0.45 in 1Q 2020) The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: ₪529.2m (up 9.2% from 1Q 2020). Net income: ₪42.6m (up ₪36.0m from 1Q 2020). Profit margin: 8.1% (up from 1.4% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has fallen by 17% per year, which means it is performing significantly worse than earnings. Reported Earnings • Mar 23
Full year 2020 earnings released: EPS ₪14.13 (vs ₪13.94 in FY 2019) The company reported a decent full year result with improved earnings and profit margins, although revenues were weaker. Full year 2020 results: Revenue: ₪2.12b (down 9.2% from FY 2019). Net income: ₪207.3m (up 1.4% from FY 2019). Profit margin: 9.8% (up from 8.8% in FY 2019). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has fallen by 20% per year, which means it is performing significantly worse than earnings. Is New 90 Day High Low • Feb 03
New 90-day high: ₪103 The company is up 22% from its price of ₪85.03 on 05 November 2020. The Israeli market is up 18% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Insurance industry, which is up 30% over the same period. Is New 90 Day High Low • Jan 12
New 90-day high: ₪101 The company is up 12% from its price of ₪89.85 on 14 October 2020. The Israeli market is up 24% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 35% over the same period. Is New 90 Day High Low • Dec 17
New 90-day high: ₪98.18 The company is up 20% from its price of ₪81.50 on 17 September 2020. The Israeli market is up 17% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Insurance industry, which is up 44% over the same period. Announcement • Nov 19
I.D.I. Insurance Company Ltd. to Report Q3, 2020 Results on Nov 22, 2020 I.D.I. Insurance Company Ltd. announced that they will report Q3, 2020 results on Nov 22, 2020 Announcement • Aug 18
I.D.I. Insurance Company Ltd. to Report Q2, 2020 Results on Aug 18, 2020 I.D.I. Insurance Company Ltd. announced that they will report Q2, 2020 results on Aug 18, 2020 Announcement • Jun 21
I.D.I. Insurance Company Ltd. to Report Q1, 2020 Results on May 27, 2020 I.D.I. Insurance Company Ltd. announced that they will report Q1, 2020 results on May 27, 2020