Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna

WSE:PKO Stock Report

Market Cap: zł96.2b

Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PKO) Stock Overview

Provides various banking products and services in Poland and internationally. More details

PKO fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance4/6
Financial Health4/6
Dividends5/6

PKO Community Fair Values

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Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Competitors

Price History & Performance

Summary of share price highs, lows and changes for Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna
Historical stock prices
Current Share Pricezł76.92
52 Week Highzł81.08
52 Week Lowzł48.50
Beta0.85
1 Month Change11.41%
3 Month Change18.48%
1 Year Change26.02%
3 Year Change177.69%
5 Year Change226.62%
Change since IPO213.96%

Recent News & Updates

Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (WSE:PKO) Has Announced That It Will Be Increasing Its Dividend To PLN5.48

May 19
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (WSE:PKO) Has Announced That It Will Be Increasing Its Dividend To PLN5.48

Recent updates

Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (WSE:PKO) Has Announced That It Will Be Increasing Its Dividend To PLN5.48

May 19
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (WSE:PKO) Has Announced That It Will Be Increasing Its Dividend To PLN5.48
author-image

Digital Innovation And Critical Expansion Set To Propel Growth In Polish Banking Giant

Ambitious customer base expansion and digital innovations aim to boost revenue and improve margins through increased cross-selling and operational efficiencies.

Shareholder Returns

PKOPL BanksPL Market
7D4.3%3.4%1.5%
1Y26.0%13.9%15.0%

Return vs Industry: PKO exceeded the Polish Banks industry which returned 13.9% over the past year.

Return vs Market: PKO exceeded the Polish Market which returned 15% over the past year.

Price Volatility

Is PKO's price volatile compared to industry and market?
PKO volatility
PKO Average Weekly Movement5.3%
Banks Industry Average Movement5.3%
Market Average Movement5.5%
10% most volatile stocks in PL Market12.1%
10% least volatile stocks in PL Market3.5%

Stable Share Price: PKO has not had significant price volatility in the past 3 months compared to the Polish market.

Volatility Over Time: PKO's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1919n/aSzymon Miderawww.pkobp.pl

Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna provides various banking products and services in Poland and internationally. It operates through three segments: Retail, Corporate and Investment, and Transfer Center and Other. The company offers current accounts, savings accounts, and term deposits; investment and insurance products, investment funds, and credit and debit cards; and private banking, electronic, and mobile banking services; and consumer, mortgage, and corporate loans, as well as leases and factoring services to firms and enterprises, developers, cooperatives, and property managers.

Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Fundamentals Summary

How do Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna's earnings and revenue compare to its market cap?
PKO fundamental statistics
Market capzł96.15b
Earnings (TTM)zł9.73b
Revenue (TTM)zł28.10b
9.9x
P/E Ratio
1.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PKO income statement (TTM)
Revenuezł28.10b
Cost of Revenuezł0
Gross Profitzł28.10b
Other Expenseszł18.37b
Earningszł9.73b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Aug 13, 2025

Earnings per share (EPS)7.78
Gross Margin100.00%
Net Profit Margin34.62%
Debt/Equity Ratio57.5%

How did PKO perform over the long term?

See historical performance and comparison

Dividends

7.1%
Current Dividend Yield
70%
Payout Ratio

Does PKO pay a reliable dividends?

See PKO dividend history and benchmarks
When do you need to buy PKO by to receive an upcoming dividend?
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna dividend dates
Ex Dividend DateAug 04 2025
Dividend Pay DateAug 14 2025
Days until Ex dividend29 days
Days until Dividend pay date39 days

Does PKO pay a reliable dividends?

See PKO dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/06 07:02
End of Day Share Price 2025/07/04 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna is covered by 34 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ivan BokhmatBarclays
Krishnendra DubeyBarclays
Andreas MarkouBerenberg