Key Takeaways Strong digital adoption and policy support for affordable housing will drive sustained growth, improved efficiency, and increased financial inclusion. Prudent risk management and expanding market presence in growing cities position the company for stable earnings and scalable long-term profitability.Read more

Key Takeaways Rapid branch and tech-enabled expansion, combined with strong management ambition, point to much higher growth potential than widely expected by analysts. Advanced in-house technology, scale advantages, and favorable demographic trends support faster revenue growth, margin gains, and outperformance versus traditional lenders.Read more

Key Takeaways Intensifying competition from fintechs and banks, along with reliance on government schemes, threatens both revenue growth and long-term market share. Limited geographic presence and high operating costs heighten vulnerability to local shocks and constrain earnings expansion.Read more
