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Union Bank of India Community
NSEI:UNIONBANK Community
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Union Bank of India
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Union Bank of India
AN
AnalystConsensusTarget
Consensus Narrative from 12 Analysts
Digital Competition And Regulatory Hurdles Will Erode Value
Key Takeaways Overly optimistic growth expectations, combined with slow loan expansion and government intervention, may lead to revenue and profitability challenges versus market valuations. Increasing digital competition and regulatory demands are eroding cost advantages, limiting customer growth and constraining improvements in operational metrics.
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₹156.08
FV
20.0% undervalued
intrinsic discount
11.02%
Revenue growth p.a.
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Your Valuation for
UNIONBANK
UNIONBANK
Union Bank of India
Your Fair Value
₹
Current Price
₹124.82
23.4% overvalued
intrinsic discount
Growth estimate over
Annual revenue growth rate
5 Years
time period
%/yr
Decrease
Increase
Past
Future
-46b
853b
2015
2018
2021
2024
2025
2027
2030
Revenue ₹853.3b
Earnings ₹306.1b
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