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U.S. Thrifts and Mortgage Finance Industry Analysis

UpdatedMay 08, 2024
DataAggregated Company Financials
Companies31
  • 7D9.7%
  • 3M12.3%
  • 1Y30.4%
  • YTDn/a

Over the last 7 days, the Thrifts and Mortgage Finance industry has risen 9.7%, and Essent Group contributed the most with a gain of 6.5%. In the same time, Federal Agricultural Mortgage was down 6.9%. In the last 12 months, the industry was up 30%. Looking forward, earnings are forecast to grow by 40% annually.

Industry Valuation and Performance

Has the U.S. Thrifts and Mortgage Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 08 May 2024US$81.6bUS$20.0bUS$3.7b8.4x22.3x4.1x
Fri, 05 Apr 2024US$68.9bUS$17.0bUS$3.4b8.7x20x4.1x
Sun, 03 Mar 2024US$76.2bUS$19.2bUS$3.3b8.2x23.3x4x
Tue, 30 Jan 2024US$78.5bUS$19.7bUS$3.2b9.8x24.2x4x
Thu, 28 Dec 2023US$85.2bUS$19.7bUS$3.2b9.6x26.3x4.3x
Sat, 25 Nov 2023US$65.2bUS$19.7bUS$3.2b8.7x20.1x3.3x
Mon, 23 Oct 2023US$61.0bUS$20.0bUS$4.0b9.1x15.1x3.1x
Wed, 20 Sep 2023US$67.8bUS$20.0bUS$4.0b9.2x16.8x3.4x
Fri, 18 Aug 2023US$73.2bUS$19.9bUS$4.0b11.3x18.1x3.7x
Sun, 16 Jul 2023US$71.0bUS$20.3bUS$4.3b10.2x16.6x3.5x
Tue, 13 Jun 2023US$65.8bUS$20.3bUS$4.3b10x15.4x3.2x
Thu, 11 May 2023US$61.5bUS$19.9bUS$4.4b8.6x13.9x3.1x
Sat, 08 Apr 2023US$61.7bUS$24.0bUS$5.7b7.4x10.7x2.6x
Mon, 06 Mar 2023US$91.9bUS$32.4bUS$8.2b12.2x11.2x2.8x
Wed, 01 Feb 2023US$94.1bUS$35.8bUS$8.7b11.6x10.9x2.6x
Fri, 30 Dec 2022US$81.9bUS$35.7bUS$8.7b11.4x9.4x2.3x
Sun, 27 Nov 2022US$85.5bUS$35.8bUS$8.7b11.9x9.9x2.4x
Tue, 25 Oct 2022US$77.4bUS$40.3bUS$9.2b11.3x8.4x1.9x
Thu, 22 Sep 2022US$83.9bUS$40.3bUS$9.2b11.7x9.1x2.1x
Sat, 20 Aug 2022US$95.9bUS$40.3bUS$9.2b11.9x10.4x2.4x
Mon, 18 Jul 2022US$85.7bUS$44.9bUS$9.0b11.6x9.5x1.9x
Wed, 15 Jun 2022US$81.2bUS$44.9bUS$9.0b11.5x9x1.8x
Fri, 13 May 2022US$83.6bUS$45.8bUS$9.2b12.1x9.1x1.8x
Sun, 10 Apr 2022US$94.9bUS$50.1bUS$9.6b11.9x9.9x1.9x
Tue, 08 Mar 2022US$112.3bUS$50.7bUS$9.9b12.3x11.3x2.2x
Thu, 03 Feb 2022US$109.9bUS$54.1bUS$13.7b12.6x8x2x
Sat, 01 Jan 2022US$120.9bUS$55.0bUS$14.1b12.3x8.6x2.2x
Mon, 29 Nov 2021US$124.1bUS$55.1bUS$14.1b12.4x8.8x2.3x
Wed, 27 Oct 2021US$134.1bUS$59.3bUS$16.1b12.1x8.3x2.3x
Fri, 24 Sep 2021US$126.6bUS$59.2bUS$16.1b12x7.9x2.1x
Sun, 22 Aug 2021US$82.1bUS$59.0bUS$14.5b12.2x5.6x1.4x
Fri, 09 Jul 2021US$80.8bUS$59.0bUS$14.5b12x5.6x1.4x
Price to Earnings Ratio

6x


Total Market Cap: US$86.0bTotal Earnings: US$14.4bTotal Revenue: US$61.0bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Thrifts and Mortgage Finance Industry Price to Earnings3Y Average 12.4x202220232024
Current Industry PE
  • Investors are optimistic on the American Thrifts and Mortgage Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 22.3x which is higher than its 3-year average PE of 12.4x.
  • The 3-year average PS ratio of 2.6x is lower than the industry's current PS ratio of 4.1x.
Past Earnings Growth
  • The earnings for companies in the Thrifts and Mortgage Finance industry have declined 37% per year over the last three years,
  • Revenues have also declined 31% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Comparison

How does U.S. Thrifts and Mortgage Finance compare with similar industries?

US Market3.31%
Financials2.63%
Mortgage Finance0%
Thrifts and Mortgage Finance9.66%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PFSI PennyMac Financial ServicesUS$92.107.5%
+US$329.2m		62.7%PE30.5x
COOP Mr. Cooper GroupUS$81.775.9%
+US$295.8m		93.0%PE8.2x
ESNT Essent GroupUS$56.014.5%
+US$257.9m		28.5%PE8.5x
RKT Rocket CompaniesUS$13.9813.8%
+US$237.1m		69.0%PE101.4x
MBIN Merchants BancorpUS$47.0413.1%
+US$235.8m		103.6%PE7.4x
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Latest News

ESNT

US$56.01

Essent Group

7D

4.5%

1Y

28.5%

Essent Group Ltd. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

May 07
Essent Group Ltd. Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

ACT

US$31.49

Enact Holdings

7D

5.0%

1Y

31.6%

Enact Holdings (NASDAQ:ACT) Will Pay A Larger Dividend Than Last Year At $0.185

May 07
Enact Holdings (NASDAQ:ACT) Will Pay A Larger Dividend Than Last Year At $0.185

RKT

US$13.98

Rocket Companies

7D

13.8%

1Y

69.0%

MBIN

US$47.04

Merchants Bancorp

7D

13.1%

1Y

103.6%

LDI

US$2.15

loanDepot

7D

-0.9%

1Y

20.1%

PFSI

US$92.10

PennyMac Financial Services

7D

7.5%

1Y

62.7%

WD

US$96.37

Walker & Dunlop

7D

3.9%

1Y

50.8%

NMIH

US$33.66

NMI Holdings

7D

9.1%

1Y

41.0%

COOP

US$81.77

Mr. Cooper Group

7D

5.9%

1Y

93.0%

Mr. Cooper Group Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Apr 28
Mr. Cooper Group Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

AGM

US$179.01

Federal Agricultural Mortgage

7D

-5.7%

1Y

44.8%

Here's Why We Think Federal Agricultural Mortgage (NYSE:AGM) Is Well Worth Watching

Apr 23
Here's Why We Think Federal Agricultural Mortgage (NYSE:AGM) Is Well Worth Watching

PAPL

US$1.25

Pineapple Financial

7D

-5.3%

1Y

n/a

GHI

US$15.11

Greystone Housing Impact Investors

7D

-3.7%

1Y

-5.0%

Greystone Housing: 9.6% Tax Advantaged Yield, Where We Would Buy

Apr 16

CNF

US$1.67

CNFinance Holdings

7D

-9.7%

1Y

-37.0%

Sentiment Still Eluding CNFinance Holdings Limited (NYSE:CNF)

Apr 12
Sentiment Still Eluding CNFinance Holdings Limited (NYSE:CNF)

IOR

US$16.65

Income Opportunity Realty Investors

7D

-2.1%

1Y

51.4%