U.S. Undiscovered Gems With Strong Fundamentals

Tri-County Financial Group

Market Cap: US$123.1m

Operates as a bank holding company for First State Bank, providing various banking and mortgage banking services, and insurance services to individuals and businesses in the United States.

Cashmere Valley Bank

Market Cap: US$258.1m

A state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers.

Pure Cycle

Market Cap: US$241.4m

Provides water and wastewater services in the United States.

Winchester Bancorp

Market Cap: US$119.8m

Operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States.

NameSilo Technologies

Market Cap: US$112.5m

Through its subsidiaries, provides domain name registration services in the United States, East and South Asia, South East Asia, Australasia, and internationally.

Union Bankshares

Market Cap: US$107.7m

Operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.

Seneca Foods

Market Cap: US$987.9m

Provides packaged fruits and vegetables in the United States and internationally.

ASA Gold and Precious Metals

Market Cap: US$1.1b

A publicly owned investment manager.

Sound Financial Bancorp

Market Cap: US$116.7m

Operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.

Morris State Bancshares

Market Cap: US$273.5m

Operates as the bank holding company for Morris Bank that provides various financial services to individuals and small businesses in Georgia.

Oakworth Capital

Market Cap: US$185.5m

Operates as a bank holding company for Oakworth Capital Bank that provides range of banking services in the United States.

Security Federal

Market Cap: US$106.7m

Operates as the bank holding company for Security Federal Bank that provides various banking products and services.

Epsilon Energy

Market Cap: US$185.3m

A North American onshore independent natural gas and oil company, engages in the acquisition, exploration, development, gathering, and production of natural oil and gas reserves.

First Bancorp

Market Cap: US$313.4m

Operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers.

Southern Michigan Bancorp

Market Cap: US$118.8m

Operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and government agencies primarily in the southwest and south-central Michigan communities.

Affinity Bancshares

Market Cap: US$121.0m

Operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States.

First Northern Community Bancorp

Market Cap: US$232.9m

Operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses.

Oxford Bank

Market Cap: US$103.7m

Operates as the holding company for Oxford Bank that provides various banking products and services to various customers in Michigan.

Magyar Bancorp

Market Cap: US$108.0m

Operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States.

First Ottawa Bancshares

Market Cap: US$179.4m

Operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and other counties in Illinois.

QDM International

Market Cap: US$1.0b

Operates as an insurance brokerage company primarily in Hong Kong.

First Capital Bancshares

Market Cap: US$126.3m

Operates as a holding company for First Capital Bank that provides commercial banking services in the United States.

Skyline Bankshares

Market Cap: US$124.6m

Operates as the bank holding company for the Skyline National Bank that provides a range of retail and commercial banking services to individuals, and small and medium-sized businesses in the United States.

First National Bank Alaska

Market Cap: US$953.2m

A commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska.

Security National Financial

Market Cap: US$229.3m

Engages in the life insurance, cemetery and mortuary, and mortgage businesses.

River Financial

Market Cap: US$391.6m

Operates as the bank holding company for River Bank & Trust that provides commercial and consumer banking services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle.

SR Bancorp

Market Cap: US$136.4m

Operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey.

Fidelity D & D Bancorp

Market Cap: US$252.6m

Operates as the bank holding company for The Fidelity Deposit and Discount Bank that provides a range of banking, trust, and financial services to individuals, small businesses, and corporate customers.

Hingham Institution for Savings

Market Cap: US$606.0m

Provides various financial services to individuals and small businesses in the United States.

Calvin B. Taylor Bankshares

Market Cap: US$149.1m

Operates as the holding company for Calvin B.

Village Super Market

Market Cap: US$596.9m

Engages in the operation of a chain of supermarkets in the United States.

Timberland Bancorp

Market Cap: US$310.5m

Operates as the bank holding company for Timberland Bank that provides various community banking services in Washington.

Ohio Valley Banc

Market Cap: US$199.1m

Operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services.

Agencia Comercial Spirits

Market Cap: US$297.9m

Imports, procures, distributes, and sells bottled, raw cask, and proprietary brand whisky products in Taiwan and international markets.

Alpine Banks of Colorado

Market Cap: US$761.9m

Provides banking products and services to individuals and businesses.

Peoples

Market Cap: US$108.9m

Operates as the holding company for PS Bank that provides various financial services to individuals, small businesses, and corporate customers in Pennsylvania, the United States.