Update shared on07 Aug 2025
Fair value Increased 17%Despite a reduction in consensus revenue growth forecasts, a notable improvement in net profit margin has driven the consensus analyst price target for Upstart Holdings up from $67.36 to $76.86.
What's in the News
- Upstart provided Q3 2025 guidance of $280 million revenue with a GAAP net loss of $9 million; full-year 2025 guidance is $1.055 billion revenue and $35 million GAAP net income.
- Cabrillo Credit Union partnered with Upstart to offer personal loans via the Upstart Referral Network, integrating Cabrillo's credit policies for tailored applicant offers.
- Cobalt Credit Union partnered with Upstart to offer personal loans, HELOCs, and auto refinance loans; also purchasing HELOC portfolios from Upstart Mortgage to expand lending offerings.
- All In Credit Union partnered with Upstart to offer personal loans through the Upstart Referral Network, tailoring offers based on All In Credit Union credit policies.
Valuation Changes
Summary of Valuation Changes for Upstart Holdings
- The Consensus Analyst Price Target has significantly risen from $67.36 to $76.86.
- The Consensus Revenue Growth forecasts for Upstart Holdings has significantly fallen from 28.7% per annum to 25.2% per annum.
- The Net Profit Margin for Upstart Holdings has significantly risen from 16.31% to 17.98%.
Disclaimer
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