company background image
PWOD logo

Penns Woods Bancorp NasdaqGS:PWOD Stock Report

Last Price

US$27.75

Market Cap

US$208.7m

7D

9.5%

1Y

31.6%

Updated

30 Oct, 2024

Data

Company Financials

Penns Woods Bancorp, Inc.

NasdaqGS:PWOD Stock Report

Market Cap: US$208.7m

PWOD Stock Overview

Operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations.

PWOD fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends5/6

Penns Woods Bancorp, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Penns Woods Bancorp
Historical stock prices
Current Share PriceUS$27.75
52 Week HighUS$28.40
52 Week LowUS$17.01
Beta0.48
11 Month Change16.67%
3 Month Change21.76%
1 Year Change31.64%
33 Year Change15.15%
5 Year Change-11.57%
Change since IPO714.08%

Recent News & Updates

Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

Aug 30
Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

Penns Woods Bancorp: 5.9% Dividend Yield, But Earnings Outlook Is Lackluster

Aug 09

Recent updates

Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

Aug 30
Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

Penns Woods Bancorp: 5.9% Dividend Yield, But Earnings Outlook Is Lackluster

Aug 09

Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32

May 31
Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32

We Think Shareholders May Want To Consider A Review Of Penns Woods Bancorp, Inc.'s (NASDAQ:PWOD) CEO Compensation Package

May 01
We Think Shareholders May Want To Consider A Review Of Penns Woods Bancorp, Inc.'s (NASDAQ:PWOD) CEO Compensation Package

Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32

Aug 25
Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32

Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

May 27
Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

Penns Woods Bancorp (NASDAQ:PWOD) Has Announced A Dividend Of $0.32

Nov 25
Penns Woods Bancorp (NASDAQ:PWOD) Has Announced A Dividend Of $0.32

Penns Woods Bancorp (NASDAQ:PWOD) Is Paying Out A Dividend Of $0.32

Aug 26
Penns Woods Bancorp (NASDAQ:PWOD) Is Paying Out A Dividend Of $0.32

Penns Woods Bancorp declares $0.32 dividend

Aug 23

Penns Woods Bancorp GAAP EPS of $0.60, revenue of $15.98M

Jul 21

Penns Woods Bancorp (NASDAQ:PWOD) Has Re-Affirmed Its Dividend Of US$0.32

May 27
Penns Woods Bancorp (NASDAQ:PWOD) Has Re-Affirmed Its Dividend Of US$0.32

Penns Woods Bancorp (NASDAQ:PWOD) Has Affirmed Its Dividend Of US$0.32

Nov 26
Penns Woods Bancorp (NASDAQ:PWOD) Has Affirmed Its Dividend Of US$0.32

Penns Woods Bancorp (NASDAQ:PWOD) Is Due To Pay A Dividend Of US$0.32

Aug 28
Penns Woods Bancorp (NASDAQ:PWOD) Is Due To Pay A Dividend Of US$0.32

It's Unlikely That Penns Woods Bancorp, Inc.'s (NASDAQ:PWOD) CEO Will See A Huge Pay Rise This Year

Apr 21
It's Unlikely That Penns Woods Bancorp, Inc.'s (NASDAQ:PWOD) CEO Will See A Huge Pay Rise This Year

Penns Woods Bancorp, Inc. (NASDAQ:PWOD) Pays A US$0.32 Dividend In Just Three Days

Mar 04
Penns Woods Bancorp, Inc. (NASDAQ:PWOD) Pays A US$0.32 Dividend In Just Three Days

If You Had Bought Penns Woods Bancorp's (NASDAQ:PWOD) Shares A Year Ago You Would Be Down 30%

Jan 25
If You Had Bought Penns Woods Bancorp's (NASDAQ:PWOD) Shares A Year Ago You Would Be Down 30%

Don't Buy Penns Woods Bancorp, Inc. (NASDAQ:PWOD) For Its Next Dividend Without Doing These Checks

Dec 02
Don't Buy Penns Woods Bancorp, Inc. (NASDAQ:PWOD) For Its Next Dividend Without Doing These Checks

Penns Woods Bancorp declares $0.32 dividend

Nov 24

Shareholder Returns

PWODUS BanksUS Market
7D9.5%1.0%0.5%
1Y31.6%57.6%36.8%

Return vs Industry: PWOD underperformed the US Banks industry which returned 56.9% over the past year.

Return vs Market: PWOD underperformed the US Market which returned 38.6% over the past year.

Price Volatility

Is PWOD's price volatile compared to industry and market?
PWOD volatility
PWOD Average Weekly Movement4.8%
Banks Industry Average Movement4.4%
Market Average Movement6.1%
10% most volatile stocks in US Market15.0%
10% least volatile stocks in US Market3.0%

Stable Share Price: PWOD has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PWOD's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1934308Dick Grafmyrewww.pwod.com

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement account (IRAs) accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection.

Penns Woods Bancorp, Inc. Fundamentals Summary

How do Penns Woods Bancorp's earnings and revenue compare to its market cap?
PWOD fundamental statistics
Market capUS$208.68m
Earnings (TTM)US$19.55m
Revenue (TTM)US$68.05m

10.7x

P/E Ratio

1.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PWOD income statement (TTM)
RevenueUS$68.05m
Cost of RevenueUS$0
Gross ProfitUS$68.05m
Other ExpensesUS$48.50m
EarningsUS$19.55m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.59
Gross Margin100.00%
Net Profit Margin28.73%
Debt/Equity Ratio162.4%

How did PWOD perform over the long term?

See historical performance and comparison

Dividends

4.6%

Current Dividend Yield

49%

Payout Ratio