CZNC Stock Overview
Operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers.
Snowflake Score | |
---|---|
Valuation | 2/6 |
Future Growth | 1/6 |
Past Performance | 2/6 |
Financial Health | 6/6 |
Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for CZNC from our risk checks.
Citizens & Northern Corporation Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | US$17.96 |
52 Week High | US$23.50 |
52 Week Low | US$16.71 |
Beta | 0.42 |
1 Month Change | 1.30% |
3 Month Change | -5.57% |
1 Year Change | -7.71% |
3 Year Change | -27.67% |
5 Year Change | -35.88% |
Change since IPO | 254.50% |
Recent News & Updates
Recent updates
Citizens & Northern (NASDAQ:CZNC) Will Pay A Dividend Of $0.28
May 01Citizens & Northern's (NASDAQ:CZNC) Dividend Will Be $0.28
Oct 26Citizens & Northern (NASDAQ:CZNC) Will Pay A Dividend Of $0.28
Jul 27Citizens & Northern (NASDAQ:CZNC) Has Affirmed Its Dividend Of $0.28
Apr 25Citizens & Northern (NASDAQ:CZNC) Is Paying Out A Dividend Of $0.28
Feb 01Citizens & Northern (NASDAQ:CZNC) Is Paying Out A Dividend Of $0.28
Oct 25Citizens & Northern Corporation goes ex-dividend tomorrow
Jul 28Citizens & Northern (NASDAQ:CZNC) Is Due To Pay A Dividend Of $0.28
Jul 28Citizens & Northern (NASDAQ:CZNC) Is Due To Pay A Dividend Of US$0.28
Apr 25Citizens & Northern: Avoid Until Better Execution
Feb 16Citizens & Northern Corporation: Bank With 4.3% Dividend And Growth Potential
Oct 15This Is Why Citizens & Northern Corporation's (NASDAQ:CZNC) CEO Compensation Looks Appropriate
Apr 17Broker Revenue Forecasts For Citizens & Northern Corporation (NASDAQ:CZNC) Are Surging Higher
Mar 30Is Citizens & Northern Corporation (NASDAQ:CZNC) A Smart Pick For Income Investors?
Mar 18Don't Race Out To Buy Citizens & Northern Corporation (NASDAQ:CZNC) Just Because It's Going Ex-Dividend
Jan 25Would Shareholders Who Purchased Citizens & Northern's (NASDAQ:CZNC) Stock Year Be Happy With The Share price Today?
Jan 21How Much is Citizens & Northern's (NASDAQ:CZNC) CEO Getting Paid?
Nov 30Citizens & Northern: An Attractive 5.8% Dividend Backed By Income
Nov 19Citizens & Northern goes ex-dividend tomorrow
Oct 29Shareholder Returns
CZNC | US Banks | US Market | |
---|---|---|---|
7D | 1.6% | -0.3% | 1.7% |
1Y | -7.7% | 35.4% | 26.0% |
Return vs Industry: CZNC underperformed the US Banks industry which returned 38.7% over the past year.
Return vs Market: CZNC underperformed the US Market which returned 26.1% over the past year.
Price Volatility
CZNC volatility | |
---|---|
CZNC Average Weekly Movement | 5.1% |
Banks Industry Average Movement | 3.9% |
Market Average Movement | 5.9% |
10% most volatile stocks in US Market | 16.1% |
10% least volatile stocks in US Market | 2.8% |
Stable Share Price: CZNC has not had significant price volatility in the past 3 months.
Volatility Over Time: CZNC's weekly volatility (5%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
1864 | 404 | Brad Scovill | www.cnbankpa.com |
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; and lending products, including commercial, mortgage, and consumer loans, as well as specialized instruments, such as commercial letters-of-credit. The company also offers wealth management services comprising 401(k) plans, retirement planning, estate planning, estate settlements, and asset management; personal and commercial insurance products; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents; and reinsures credit and mortgage, life and accident, and health insurance products.
Citizens & Northern Corporation Fundamentals Summary
CZNC fundamental statistics | |
---|---|
Market cap | US$289.22m |
Earnings (TTM) | US$23.03m |
Revenue (TTM) | US$102.64m |
12.0x
P/E Ratio1.1x
P/B RatioIs CZNC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
CZNC income statement (TTM) | |
---|---|
Revenue | US$102.64m |
Cost of Revenue | US$0 |
Gross Profit | US$102.64m |
Other Expenses | US$79.62m |
Earnings | US$23.03m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
Earnings per share (EPS) | 1.50 |
Gross Margin | 100.00% |
Net Profit Margin | 22.43% |
Debt/Equity Ratio | 91.9% |
How did CZNC perform over the long term?
See historical performance and comparison