BCAL Stock Overview
Operates as the holding company for Bank of Southern California, N.A.
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 5/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for BCAL from our risk checks.
Southern California Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.92 |
| 52 Week High | US$18.00 |
| 52 Week Low | US$13.00 |
| Beta | 0.52 |
| 1 Month Change | -1.90% |
| 3 Month Change | -11.11% |
| 1 Year Change | 2.28% |
| 3 Year Change | 1.61% |
| 5 Year Change | 6.59% |
| Change since IPO | 20.78% |
Recent News & Updates
Shareholder Returns
| BCAL | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.4% | 0.2% | -0.6% |
| 1Y | 2.3% | 34.2% | 22.5% |
Return vs Industry: BCAL underperformed the US Banks industry which returned 34.2% over the past year.
Return vs Market: BCAL underperformed the US Market which returned 22.5% over the past year.
Price Volatility
| BCAL volatility | |
|---|---|
| BCAL Average Weekly Movement | 2.3% |
| Banks Industry Average Movement | 4.0% |
| Market Average Movement | 5.8% |
| 10% most volatile stocks in US Market | 15.7% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: BCAL has not had significant price volatility in the past 3 months.
Volatility Over Time: BCAL's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2001 | 204 | Dave Rainer | www.banksocal.com |
Southern California Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal and business savings, and money market accounts, as well as certificates of deposit. It also provides home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards.
Southern California Bancorp Fundamentals Summary
| BCAL fundamental statistics | |
|---|---|
| Market cap | US$257.94m |
| Earnings (TTM) | US$22.62m |
| Revenue (TTM) | US$92.58m |
11.4x
P/E Ratio0.9x
P/B RatioIs BCAL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BCAL income statement (TTM) | |
|---|---|
| Revenue | US$92.58m |
| Cost of Revenue | US$0 |
| Gross Profit | US$92.58m |
| Other Expenses | US$69.96m |
| Earnings | US$22.62m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.22 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.43% |
| Debt/Equity Ratio | 15.3% |
How did BCAL perform over the long term?
See historical performance and comparison