IPF Stock Overview
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico.
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
International Personal Finance plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£1.06 |
| 52 Week High | UK£1.35 |
| 52 Week Low | UK£0.93 |
| Beta | 1.29 |
| 1 Month Change | -4.52% |
| 3 Month Change | -12.08% |
| 1 Year Change | 5.50% |
| 3 Year Change | -17.96% |
| 5 Year Change | -39.23% |
| Change since IPO | -60.19% |
Recent News & Updates
Recent updates
Here's Why Shareholders May Want To Be Cautious With Increasing International Personal Finance plc's (LON:IPF) CEO Pay Packet
Apr 25
International Personal Finance's (LON:IPF) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 20Earnings Update: Here's Why Analysts Just Lifted Their International Personal Finance plc (LON:IPF) Price Target To UK£1.39
Mar 06International Personal Finance (LON:IPF) Share Prices Have Dropped 70% In The Last Five Years
Dec 14
Shareholder Returns
| IPF | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | 2.9% | 6.4% | 2.2% |
| 1Y | 5.5% | -31.7% | 0.9% |
Return vs Industry: IPF exceeded the UK Consumer Finance industry which returned -31% over the past year.
Return vs Market: IPF exceeded the UK Market which returned 0.6% over the past year.
Price Volatility
| IPF volatility | |
|---|---|
| IPF Average Weekly Movement | 5.9% |
| Consumer Finance Industry Average Movement | 8.5% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 11.3% |
| 10% least volatile stocks in GB Market | 2.7% |
Stable Share Price: IPF has not had significant price volatility in the past 3 months.
Volatility Over Time: IPF's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1997 | 8,279 | Gerard Ryan | www.ipfin.co.uk |
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers credit products, such as online payment transaction; revolving credit line; digital installment loans; credit card; hybrid loans; and home credit installment loans. It also offers medical and life insurances.
International Personal Finance plc Fundamentals Summary
| IPF fundamental statistics | |
|---|---|
| Market cap | UK£236.95m |
| Earnings (TTM) | UK£48.00m |
| Revenue (TTM) | UK£767.80m |
4.9x
P/E Ratio0.3x
P/S RatioIs IPF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IPF income statement (TTM) | |
|---|---|
| Revenue | UK£767.80m |
| Cost of Revenue | UK£169.40m |
| Gross Profit | UK£598.40m |
| Other Expenses | UK£550.40m |
| Earnings | UK£48.00m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
Jul 31, 2024
| Earnings per share (EPS) | 0.21 |
| Gross Margin | 77.94% |
| Net Profit Margin | 6.25% |
| Debt/Equity Ratio | 102.0% |
How did IPF perform over the long term?
See historical performance and comparison