U.S. Undiscovered Gems With Strong Fundamentals

Tri-County Financial Group

Market Cap: US$123.1m

Operates as a bank holding company for First State Bank, providing various banking and mortgage banking services, and insurance services to individuals and businesses in the United States.

Cashmere Valley Bank

Market Cap: US$258.1m

A state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers.

Union Bankshares

Market Cap: US$107.5m

Operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.

First Northern Community Bancorp

Market Cap: US$260.9m

Operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses.

Sound Financial Bancorp

Market Cap: US$111.8m

Operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.

First Bancorp

Market Cap: US$314.2m

Operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers.

Morris State Bancshares

Market Cap: US$274.0m

Operates as the bank holding company for Morris Bank that provides various financial services to individuals and small businesses in Georgia.

Oakworth Capital

Market Cap: US$185.5m

Operates as a bank holding company for Oakworth Capital Bank that provides range of banking services in the United States.

Security Federal

Market Cap: US$106.7m

Operates as the bank holding company for Security Federal Bank that provides various banking products and services.

Winchester Bancorp

Market Cap: US$119.8m

Operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States.

Oxford Bank

Market Cap: US$103.7m

Operates as the holding company for Oxford Bank that provides various banking products and services to various customers in Michigan.

ASA Gold and Precious Metals

Market Cap: US$1.1b

A publicly owned investment manager.

Seneca Foods

Market Cap: US$989.2m

Provides packaged fruits and vegetables in the United States and internationally.

Southern Michigan Bancorp

Market Cap: US$118.8m

Operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and government agencies primarily in the southwest and south-central Michigan communities.

Affinity Bancshares

Market Cap: US$121.2m

Operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States.

NameSilo Technologies

Market Cap: US$110.7m

Through its subsidiaries, provides domain name registration services in the United States, East and South Asia, South East Asia, Australasia, and internationally.

Pure Cycle

Market Cap: US$238.0m

Provides water and wastewater services in the United States.

First Ottawa Bancshares

Market Cap: US$179.4m

Operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and other counties in Illinois.

First Capital Bancshares

Market Cap: US$126.3m

Operates as a holding company for First Capital Bank that provides commercial banking services in the United States.

QDM International

Market Cap: US$1.0b

Operates as an insurance brokerage company primarily in Hong Kong.

Skyline Bankshares

Market Cap: US$124.8m

Operates as the bank holding company for the Skyline National Bank that provides a range of retail and commercial banking services to individuals, and small and medium-sized businesses in the United States.

Ohio Valley Banc

Market Cap: US$199.0m

Operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services.

Jiayin Group

Market Cap: US$288.7m

Engages in the provision of online consumer finance services in the People’s Republic of China.

First National Bank Alaska

Market Cap: US$946.9m

A commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska.

Community Bancorp

Market Cap: US$196.8m

Operates as the bank holding company for Community National Bank that provides various financial services to individuals, businesses, nonprofit organizations, and municipalities in northern and central Vermont.

Hingham Institution for Savings

Market Cap: US$601.5m

Provides various financial services to individuals and small businesses in the United States.

Butler National

Market Cap: US$252.5m

Designs, engineers, manufactures, sells, integrates, installs, repairs, modifies, overhauls, services, and distributes a portfolio of aerostructures, aircraft components, avionics, accessories, subassemblies, and systems.

AMTD Digital

Market Cap: US$480.8m

Through its subsidiaries, provides digital solutions; media and entertainment services; and hotel operations, hospitality, and very important person (VIP) services in China, Hong Kong, Europe, the Americas and Southeast Asia.

Kish Bancorp

Market Cap: US$145.5m

A diversified financial services company, provides various banking products and services primarily in central Pennsylvania and the surrounding areas.

Embassy Bancorp

Market Cap: US$147.9m

Operates as the bank holding company for Embassy Bank for the Lehigh Valley that provides banking and financial products and services in Pennsylvania.

Peoples

Market Cap: US$108.9m

Operates as the holding company for PS Bank that provides various financial services to individuals, small businesses, and corporate customers in Pennsylvania, the United States.

Magyar Bancorp

Market Cap: US$111.7m

Operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States.

Security National Financial

Market Cap: US$226.4m

Engages in the life insurance, cemetery and mortuary, and mortgage businesses.

Village Super Market

Market Cap: US$601.9m

Engages in the operation of a chain of supermarkets in the United States.

Oil-Dri Corporation of America

Market Cap: US$918.9m

Develops, manufactures, and markets sorbent products in the United States and internationally.

Timberland Bancorp

Market Cap: US$309.4m

Operates as the bank holding company for Timberland Bank that provides various community banking services in Washington.