Update shared on 10 Nov 2025
Fair value Increased 1.61%Analysts have raised their price target for Vietnam Technological and Commercial Bank from 39,555.06 VND to 40,192.56 VND. They cite improved revenue growth prospects and a slightly lower discount rate as key factors supporting the revision.
What's in the News
- Vietnam Technological and Commercial Joint Stock Bank approved a transaction with Techcom Securities Joint Stock Company to provide depository agent services for the 21st private bond placement in 2025 (Key Developments).
- The Board of Directors approved the relocation of the Yen Phong transaction office under Bac Ninh branch to a new address in Bac Ninh province, effective October 13, 2025 (Key Developments).
- The Nghe An Branch relocation to No. 175 Le Loi Street, Thanh Vinh Ward, Nghe An Province was approved (Key Developments).
- Approval was given for the establishment of Trang Bom Branch at No. 232-234 Nguyen Huu Canh Street, Dong Nai Province (Key Developments).
- The Board of Directors approved a 10% cash dividend per share for 2024, with payment scheduled for October 22, 2025 (Key Developments).
Valuation Changes
- Consensus Analyst Price Target has risen slightly from ₫39,555.06 to ₫40,192.56.
- Discount Rate has decreased modestly from 12.58% to 12.31%.
- Revenue Growth projection has increased marginally from 28.27% to 28.54%.
- Net Profit Margin estimate has edged down slightly from 45.63% to 45.36%.
- Future P/E ratio has risen marginally from 9.40x to 9.48x.
Disclaimer
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