Update shared on 08 Dec 2025
Analysts have nudged their price target for Universal Insurance Holdings up slightly to 35.00 dollars. This reflects largely unchanged assumptions on fair value, discount rate, and long term profitability.
What's in the News
- The board has declared a special cash dividend of 0.13 dollars per share, payable on December 12, 2025, to shareholders of record as of December 5, 2025 (company announcement).
- The company provided an update on its share repurchase program, buying back 346,915 shares, or 1.24 percent of outstanding shares, for 8.08 million dollars in the quarter ended September 30, 2025 (company filing).
- Total buybacks under the May 1, 2025, authorization now stand at 527,733 shares, or 1.88 percent of outstanding shares, for 12.9 million dollars (company filing).
Valuation Changes
- Fair Value: maintained at 35.00 dollars per share, reflecting no change in the base valuation estimate.
- Discount Rate: edged down slightly from 6.956 percent to 6.956 percent, a negligible adjustment in the cost of capital assumption.
- Revenue Growth: effectively unchanged at around negative 1.12 percent, indicating expectations for a modest revenue decline remain intact.
- Net Profit Margin: stable at approximately 6.33 percent, with only immaterial rounding differences in the updated forecast.
- Future P/E: held steady at about 11.94 times, indicating no meaningful change in the market multiple applied to projected earnings.
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