Update shared on 20 Nov 2025
Fair value Increased 1.47%Analysts have raised their fair value estimate for Jackson Financial from $109.20 to $110.80. They cite improved revenue growth expectations and continued strength in recent earnings results as primary drivers.
Analyst Commentary
Recent price target adjustments and commentary offer a mix of optimism and caution regarding Jackson Financial's outlook, reflecting both positive momentum and areas where uncertainty remains.
Bullish Takeaways
- Bullish analysts point to stronger than expected Q3 earnings, particularly highlighting outperformance in Institutional Markets and robust Retail Annuities results.
- Upward revisions to fair value and price targets are linked to positive revenue growth expectations and effective management of corporate losses.
- Some see potential for further upside as recent earnings suggest core business execution is tracking ahead of market expectations.
- Improved underlying fundamentals are cited as a reason for increased confidence in future growth and profitability.
Bearish Takeaways
- Bearish analysts have trimmed price targets due to concerns about continued valuation strength following Q3 earnings, with share price reactions not fully matching improved fundamentals.
- Caution remains around the broader insurance sector, especially as some foresee a softening cycle in adjacent property and casualty markets heading into 2026.
- There is recognition that while recent earnings were positive, potential headwinds could limit upside, prompting a more neutral or balanced rating approach.
What's in the News
- From July 1, 2025 to September 30, 2025, Jackson Financial repurchased 1,636,094 shares, representing 2.34% of shares, for $154.32 million. This completes the repurchase of 31,229,889 shares, or 38.16% of shares, for $1,647.28 million under the November 2021 buyback program. (Key Developments)
- On September 18, 2025, the company increased its equity buyback plan authorization by $1,000 million, bringing the total to $2,500 million. (Key Developments)
Valuation Changes
- Fair Value Estimate has increased slightly from $109.20 to $110.80, reflecting improved growth outlook.
- Discount Rate has risen modestly, moving from 8.89% to 9.10%, which indicates adjusted risk assumptions.
- Revenue Growth Forecast has climbed significantly, from 11.08% to 17.09%.
- Net Profit Margin is now higher, up from 8.23% to 8.86%.
- Future Price-to-Earnings (P/E) Ratio has dropped from 12.71x to 11.14x, suggesting expectations for stronger earnings relative to price.
Disclaimer
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