Update shared on29 Jul 2025
Fair value Increased 12%Analysts have raised Hiscox’s price target to £14.32, citing increased confidence in the company’s retail strategy and diversified model, which are expected to drive improved growth prospects despite softer conditions in large-scale insurance markets.
Analyst Commentary
- Bullish analysts cite Hiscox's new retail strategy as a differentiating factor in its investment case.
- The company is expected to benefit despite an anticipated softening in the large ticket reinsurance and large commercial insurance markets.
- Recent upgrades reflect confidence in the effectiveness of Hiscox’s strategic shift towards retail offerings.
- Price targets have been revised upward to reflect improved growth prospects driven by the new strategy.
- Analysts see Hiscox as better positioned relative to peers due to its diversified business model in an evolving market environment.
What's in the News
- Board set new guidance reflecting enhanced, sustainable returns, with a 20% increase in final dividend per share at full-year 2025 and a progressive dividend policy thereafter, following a 15% dividend increase in 2024.
- Completed repurchase of 2,200,000 shares (0.65% of shares outstanding) for $33 million under the buyback announced in February 2025.
Valuation Changes
Summary of Valuation Changes for Hiscox
- The Consensus Analyst Price Target has significantly risen from £12.82 to £14.32.
- The Consensus Revenue Growth forecasts for Hiscox has significantly fallen from 16.3% per annum to 13.4% per annum.
- The Net Profit Margin for Hiscox has fallen slightly from 11.82% to 11.38%.
Disclaimer
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