Update shared on 02 Dec 2025
Fair value Increased 1.52%The analyst price target for Banco Bilbao Vizcaya Argentaria has increased slightly from €18.37 to €18.65. Analysts cite sustained core revenue growth and the group's diversified exposure as key drivers for their positive outlook.
Analyst Commentary
Recent street research reflects a constructive stance among analysts regarding Banco Bilbao Vizcaya Argentaria. Analysts also highlight several areas of caution that could influence the stock's performance moving forward.
Bullish Takeaways- Bullish analysts have raised their price targets multiple times in recent months, indicating growing confidence in the bank's valuation potential.
- The company continues to benefit from strong core revenue growth, which is seen as a key factor supporting higher net profits over the medium term.
- Analysts point to BBVA's diversified exposure across growth markets as a strategic advantage that underpins its resilience and opportunities for expansion.
- The bank's business model allows it to capitalize on economic trends in various geographies. Many analysts see this as a driver for continued outperformance compared to peers.
- Some bearish analysts adopt a more neutral stance, suggesting there may be limited upside beyond current consensus earnings expectations.
- There is a level of caution regarding execution risk, particularly in delivering on growth targets across different markets.
- Concerns remain over whether sustained revenue momentum can be maintained against potential macroeconomic headwinds.
- Valuation sensitivity has been cited as a risk if growth does not fully materialize as anticipated by the market.
What's in the News
- BBVA launches a digital consumer bank in Germany, as JPMorgan prepares to launch its Chase digital bank in the country next year. This signals rising competition in the German retail banking sector (Bloomberg).
- The Board of Directors of BBVA approved an interim dividend payment of EUR 0.32 per share, scheduled for November 2025.
- BBVA's Board Meeting in September 2025 will consider amending the terms of an offer related to Banco Sabadell, potentially improving the consideration offered.
Valuation Changes
- Consensus Analyst Price Target has risen slightly, from €18.37 to €18.65.
- Discount Rate has increased marginally from 9.21% to approximately 9.23%.
- Revenue Growth projections have ticked down, moving from 8.97% to 8.85%.
- Net Profit Margin is up slightly, from 28.80% to 28.89%.
- Future P/E ratio has edged higher, increasing from 11.67x to 11.86x.
Disclaimer
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