Update shared on 17 Nov 2025
Fair value Increased 5.29%The analyst price target for Banco Bilbao Vizcaya Argentaria has been increased from €17.45 to €18.37, reflecting analysts' expectations for improved revenue growth and profitability. This outlook is driven by the bank's diverse geographic exposure and ongoing market momentum.
Analyst Commentary
Recent street research highlights a generally optimistic stance from the analyst community regarding Banco Bilbao Vizcaya Argentaria. Upward revisions to price targets and maintained positive ratings signal confidence in the bank’s potential for further performance gains.
Bullish Takeaways
- Bullish analysts have consistently raised their price targets for BBVA. This reflects growing confidence in the bank’s operating outlook and profitability trajectory.
- Expectations for continued strong core revenue growth underpin recent positive ratings and target hikes, particularly in light of the bank’s positioning in high-growth international markets.
- The bank’s diversified geographic exposure is viewed as a key advantage. This supports resilience and access to multiple growth opportunities.
- Forecasts for higher net profit over the medium term are supported by the group's strategy and its ability to capture momentum in core markets.
Bearish Takeaways
- Some more cautious analysts highlight limited upside versus consensus earnings expectations. They suggest that the current valuation may already reflect much of the anticipated improvement.
- There are ongoing discussions regarding the sustainability of strong revenue trends, especially if market dynamics shift or growth in key markets moderates.
- Certain analysts maintain neutral ratings and point to the need for further evidence of execution on strategic initiatives before greater optimism is warranted.
What's in the News
- JPMorgan plans to launch its digital retail bank, Chase, in Germany next year. This move will bring Chase into a market where BBVA has recently introduced its own digital consumer bank. (Bloomberg)
- BBVA's Board of Directors has approved a cash interim dividend of EUR 0.32 per share, to be paid on 7 November 2025, as part of the 2025 dividend. (Company filing)
- BBVA's Board Meeting on 21 September 2025 will consider amending the terms of its offer for Banco Sabadell, including improved consideration for shareholders. (Company filing)
Valuation Changes
- Consensus Analyst Price Target has increased from €17.45 to €18.37, reflecting a higher fair value estimate for the bank's shares.
- Discount Rate has risen from 8.21% to 9.21%, indicating a shift toward a more conservative approach in discounting future cash flows.
- Revenue Growth forecast has improved from 7.35% to 8.97%, marking a notable increase in expectations for the bank’s top-line expansion.
- Net Profit Margin is up slightly, moving from 28.66% to 28.80%, which suggests modest expectations for improved profitability.
- Future P/E ratio has declined from 13.22x to 11.67x, which points to stronger projected earnings relative to the current share price.
Disclaimer
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