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BCI: Cross Border Synergies And Florida Expansion Will Support Steady Outlook

Rising Middle Class And Digital Adoption Will Expand Latin Markets

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BCI
AnalystHighTarget
Not Invested
Published 24 Jun 2025

Update shared on 12 Dec 2025

Fair value Increased 17%
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AnalystHighTarget's Fair Value
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1Y
104.9%
7D
4.7%

Analysts have raised their price target for Banco de Crédito e Inversiones from CLP 46,000 to CLP 54,000, citing expectations of slightly faster revenue growth, modestly higher profit margins, and a richer future earnings multiple despite a marginally higher discount rate.

What's in the News

  • Banco de Crédito e Inversiones hosted an Analyst and Investor Day focused on City National Bank of Florida, highlighting its U.S. growth strategy and integration progress (Key Developments)
  • Management used the event to update investors on profitability trends and capital allocation priorities within the City National Bank of Florida franchise (Key Developments)
  • The Analyst and Investor Day reinforced the bank's narrative around cross border synergies between its Chilean operations and City National Bank of Florida (Key Developments)

Valuation Changes

  • The consensus analyst price target has risen significantly from CLP 46,000 to CLP 54,000, reflecting higher expected earnings and valuation multiples.
  • The discount rate has increased slightly from 11.45% to 11.95%, indicating a modestly higher perceived risk or required return.
  • Revenue growth assumptions have risen slightly from 15.41% to 15.74%, signaling a marginally stronger top line outlook.
  • Net profit margin expectations have increased slightly from 31.00% to 31.40%, pointing to a modest improvement in operating efficiency or mix.
  • The future P/E multiple has risen meaningfully from 11.24x to 12.57x, suggesting investors are willing to pay more per unit of expected earnings.

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