UNB Stock Overview
Operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire.
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for UNB from our risk checks.
Union Bankshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$24.20 |
| 52 Week High | US$32.00 |
| 52 Week Low | US$20.07 |
| Beta | 0.90 |
| 1 Month Change | -12.32% |
| 3 Month Change | -20.26% |
| 1 Year Change | 13.35% |
| 3 Year Change | -29.34% |
| 5 Year Change | -33.66% |
| Change since IPO | 179.23% |
Recent News & Updates
We Discuss Why Union Bankshares, Inc.'s (NASDAQ:UNB) CEO Compensation May Be Closely Reviewed
May 09
Union Bankshares (NASDAQ:UNB) Is Due To Pay A Dividend Of $0.36
Apr 22Recent updates
We Discuss Why Union Bankshares, Inc.'s (NASDAQ:UNB) CEO Compensation May Be Closely Reviewed
May 09Union Bankshares (NASDAQ:UNB) Is Due To Pay A Dividend Of $0.36
Apr 22Union Bankshares (NASDAQ:UNB) Is Increasing Its Dividend To $0.36
Apr 23Union Bankshares (NASDAQ:UNB) Is Paying Out A Larger Dividend Than Last Year
Jan 22Union Bankshares GAAP EPS of $0.84, Net interest income of $10.4M
Oct 19Union Bankshares: Attractive Dividend Appears Secure Despite The Chances Of An Earnings Decline
Aug 28Union Bankshares GAAP EPS of $0.65, Net interest income of $9.7M
Jul 20Union Bankshares (NASDAQ:UNB) Has Announced That It Will Be Increasing Its Dividend To US$0.35
Jan 23Shareholders Will Probably Hold Off On Increasing Union Bankshares, Inc.'s (NASDAQ:UNB) CEO Compensation For The Time Being
May 13If You Like EPS Growth Then Check Out Union Bankshares (NASDAQ:UNB) Before It's Too Late
Mar 09Are You An Income Investor? Don't Miss Out On Union Bankshares, Inc. (NASDAQ:UNB)
Feb 02
Union Bankshares' (NASDAQ:UNB) Stock Price Has Reduced 48% In The Past Three Years
Dec 09Shareholder Returns
| UNB | US Banks | US Market | |
|---|---|---|---|
| 7D | -5.5% | -0.3% | 1.7% |
| 1Y | 13.3% | 35.4% | 26.0% |
Return vs Industry: UNB underperformed the US Banks industry which returned 38.7% over the past year.
Return vs Market: UNB underperformed the US Market which returned 26.1% over the past year.
Price Volatility
| UNB volatility | |
|---|---|
| UNB Average Weekly Movement | 5.2% |
| Banks Industry Average Movement | 3.9% |
| Market Average Movement | 5.9% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 2.8% |
Stable Share Price: UNB's share price has been volatile over the past 3 months.
Volatility Over Time: UNB's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1891 | 197 | David Silverman | www.ublocal.com |
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire. It offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. The company also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; residential construction and mortgage loans; municipal financing, including loans and excess deposits secured by FHLBB letters of credit; and home improvement loans and overdraft checking privileges against preauthorized lines of credit.
Union Bankshares, Inc. Fundamentals Summary
| UNB fundamental statistics | |
|---|---|
| Market cap | US$107.56m |
| Earnings (TTM) | US$10.70m |
| Revenue (TTM) | US$47.88m |
10.2x
P/E Ratio1.7x
P/B RatioIs UNB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UNB income statement (TTM) | |
|---|---|
| Revenue | US$47.88m |
| Cost of Revenue | US$0 |
| Gross Profit | US$47.88m |
| Other Expenses | US$37.19m |
| Earnings | US$10.70m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.37 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.34% |
| Debt/Equity Ratio | 261.6% |
How did UNB perform over the long term?
See historical performance and comparison