UBP Stock Overview
Provides commercial banking products and services in the Philippines.
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
Union Bank of the Philippines Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₱33.65 |
| 52 Week High | ₱62.60 |
| 52 Week Low | ₱32.90 |
| Beta | 0.54 |
| 1 Month Change | -12.60% |
| 3 Month Change | -24.55% |
| 1 Year Change | -45.35% |
| 3 Year Change | -29.48% |
| 5 Year Change | -11.34% |
| Change since IPO | 217.31% |
Recent News & Updates
Recent updates
Shareholder Returns
| UBP | PH Banks | PH Market | |
|---|---|---|---|
| 7D | -5.7% | -3.3% | -3.2% |
| 1Y | -45.4% | 0.8% | -0.7% |
Return vs Industry: UBP underperformed the PH Banks industry which returned 0.8% over the past year.
Return vs Market: UBP underperformed the PH Market which returned -0.7% over the past year.
Price Volatility
| UBP volatility | |
|---|---|
| UBP Average Weekly Movement | 4.6% |
| Banks Industry Average Movement | 4.0% |
| Market Average Movement | 5.6% |
| 10% most volatile stocks in PH Market | 12.5% |
| 10% least volatile stocks in PH Market | 3.0% |
Stable Share Price: UBP's share price has been volatile over the past 3 months.
Volatility Over Time: UBP's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1968 | 5,482 | Edwin Bautista | www.unionbankph.com |
Union Bank of the Philippines, together with its subsidiaries, provides commercial banking products and services in the Philippines. It operates through Consumer Banking, Institutional Banking, Mass Market/Digital Banking, Treasury Banking, and Trust and Insurance segments. The company offers savings, currency, and checking accounts; time deposits; personal, auto, mortgage, and quick loans; debit, credit, and corporate credit cards; bancassurance products; commercial banking ; cash management, retail banking, capital markets, corporate and consumer finance, investment management and trust banking services; SME banking solutions; wealth; and treasury products.
Union Bank of the Philippines Fundamentals Summary
| UBP fundamental statistics | |
|---|---|
| Market cap | ₱111.60b |
| Earnings (TTM) | ₱7.53b |
| Revenue (TTM) | ₱56.50b |
14.8x
P/E Ratio0.6x
P/B RatioIs UBP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UBP income statement (TTM) | |
|---|---|
| Revenue | ₱56.50b |
| Cost of Revenue | ₱224.38m |
| Gross Profit | ₱56.27b |
| Other Expenses | ₱48.75b |
| Earnings | ₱7.53b |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
Aug 02, 2024
| Earnings per share (EPS) | 2.27 |
| Gross Margin | 99.60% |
| Net Profit Margin | 13.32% |
| Debt/Equity Ratio | 132.2% |
How did UBP perform over the long term?
See historical performance and comparison