China Zheshang Bank Co., Ltd

SEHK:2016 Stock Report

Market Cap: HK$79.6b

China Zheshang Bank Balance Sheet Health

Financial Health criteria checks 6/6

China Zheshang Bank has total assets of CN¥3,276.2B and total equity of CN¥199.1B. Total deposits are CN¥2,295.6B, and total loans are CN¥1,782.0B. It earns a Net Interest Margin of 2%. It has sufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are CN¥547.5B.

Key information

16.5x

Asset to equity ratio

2.0%

Net interest margin

Total deposits

CN¥2.30t

Loan to deposit ratio

Appropriate

Bad loans

1.5%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

CN¥547.53b

Recent financial health updates

No updates

Recent updates

We Think China Zheshang Bank Co., Ltd's (HKG:2016) CEO Compensation Package Needs To Be Put Under A Microscope

Jun 05
We Think China Zheshang Bank Co., Ltd's (HKG:2016) CEO Compensation Package Needs To Be Put Under A Microscope

Is China Zheshang Bank Co., Ltd (HKG:2016) A Smart Choice For Dividend Investors?

Mar 30
Is China Zheshang Bank Co., Ltd (HKG:2016) A Smart Choice For Dividend Investors?

Here's What China Zheshang Bank Co., Ltd's (HKG:2016) Shareholder Ownership Structure Looks Like

Feb 23
Here's What China Zheshang Bank Co., Ltd's (HKG:2016) Shareholder Ownership Structure Looks Like

How Much Did China Zheshang Bank's(HKG:2016) Shareholders Earn From Share Price Movements Over The Last Three Years?

Jan 19
How Much Did China Zheshang Bank's(HKG:2016) Shareholders Earn From Share Price Movements Over The Last Three Years?

What Can We Make Of China Zheshang Bank's (HKG:2016) CEO Compensation?

Dec 15
What Can We Make Of China Zheshang Bank's (HKG:2016) CEO Compensation?

How Does China Zheshang Bank Co., Ltd (HKG:2016) Fare As A Dividend Stock?

Nov 18
How Does China Zheshang Bank Co., Ltd (HKG:2016) Fare As A Dividend Stock?

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 2016's Assets to Equity ratio (16.5x) is moderate.

Allowance for Bad Loans: 2016 has a sufficient allowance for bad loans (174%).

Low Risk Liabilities: 75% of 2016's liabilities are made up of primarily low risk sources of funding.

Loan Level: 2016 has an appropriate level of Loans to Assets ratio (54%).

Low Risk Deposits: 2016's Loans to Deposits ratio (78%) is appropriate.

Level of Bad Loans: 2016 has an appropriate level of bad loans (1.5%).


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