Eurobank Ergasias Services and Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Eurobank Ergasias Services and Holdings has total assets of €79.4B and total equity of €8.2B. Total deposits are €57.4B, and total loans are €41.6B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 3% of total loans. Cash and short-term investments are €3.7B.
Key information
9.7x
Asset to equity ratio
2.8%
Net interest margin
Total deposits | €57.41b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €3.68b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EUROB's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: EUROB has a low allowance for bad loans (91%).
Low Risk Liabilities: 81% of EUROB's liabilities are made up of primarily low risk sources of funding.
Loan Level: EUROB has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: EUROB's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: EUROB has a high level of bad loans (3%).