Snowflake Score | |
---|---|
Valuation | 6/6 |
Future Growth | 2/6 |
Past Performance | 1/6 |
Financial Health | 3/6 |
Dividends | 5/6 |
Rewards
Risk Analysis
International Personal Finance plc Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | UK£1.10 |
52 Week High | UK£1.34 |
52 Week Low | UK£0.99 |
Beta | 1.3 |
1 Month Change | 8.91% |
3 Month Change | -7.17% |
1 Year Change | -0.90% |
3 Year Change | -18.94% |
5 Year Change | -33.33% |
Change since IPO | -58.22% |
Recent News & Updates
Recent updates
Shareholder Returns
IPFL | GB Consumer Finance | GB Market | |
---|---|---|---|
7D | -0.5% | 0.8% | 0.2% |
1Y | -0.9% | -24.5% | 6.5% |
Return vs Industry: IPFL exceeded the UK Consumer Finance industry which returned -24.5% over the past year.
Return vs Market: IPFL underperformed the UK Market which returned 6.5% over the past year.
Price Volatility
IPFL volatility | |
---|---|
IPFL Average Weekly Movement | 6.4% |
Consumer Finance Industry Average Movement | 8.6% |
Market Average Movement | 4.9% |
10% most volatile stocks in GB Market | 11.2% |
10% least volatile stocks in GB Market | 2.7% |
Stable Share Price: IPFL has not had significant price volatility in the past 3 months.
Volatility Over Time: IPFL's weekly volatility (6%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
1997 | 8,279 | Gerard Ryan | www.ipfin.co.uk |
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers credit products, such as online payment transaction; revolving credit line; digital installment loans; credit card; hybrid loans; and home credit installment loans. It also offers medical and life insurances.
International Personal Finance plc Fundamentals Summary
IPFL fundamental statistics | |
---|---|
Market cap | UK£256.01m |
Earnings (TTM) | UK£48.00m |
Revenue (TTM) | UK£767.80m |
5.3x
P/E Ratio0.3x
P/S RatioIs IPFL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
IPFL income statement (TTM) | |
---|---|
Revenue | UK£767.80m |
Cost of Revenue | UK£169.40m |
Gross Profit | UK£598.40m |
Other Expenses | UK£550.40m |
Earnings | UK£48.00m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
Jul 31, 2024
Earnings per share (EPS) | 0.21 |
Gross Margin | 77.94% |
Net Profit Margin | 6.25% |
Debt/Equity Ratio | 102.0% |
How did IPFL perform over the long term?
See historical performance and comparison