Secure Trust Bank Balance Sheet Health

Financial Health criteria checks 4/6

Secure Trust Bank has total assets of £3.8B and total equity of £344.5M. Total deposits are £2.9B, and total loans are £3.3B.

Key information

11x

Asset to equity ratio

n/a

Net interest margin

Total deposits

UK£2.87b

Loan to deposit ratio

Appropriate

Bad loans

4.3%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

UK£421.90m

Recent financial health updates

No updates

Recent updates

Secure Trust Bank (LON:STB) Has Announced A Dividend Of £0.162

Apr 12
Secure Trust Bank (LON:STB) Has Announced A Dividend Of £0.162

Secure Trust Bank (LON:STB) Will Pay A Smaller Dividend Than Last Year

Apr 02
Secure Trust Bank (LON:STB) Will Pay A Smaller Dividend Than Last Year

Secure Trust Bank's (LON:STB) Dividend Is Being Reduced To £0.16

Aug 07
Secure Trust Bank's (LON:STB) Dividend Is Being Reduced To £0.16

Secure Trust Bank's (LON:STB) Dividend Is Being Reduced To UK£0.41

Apr 13
Secure Trust Bank's (LON:STB) Dividend Is Being Reduced To UK£0.41

Secure Trust Bank's (LON:STB) Dividend Is Being Reduced To UK£0.41

Mar 30
Secure Trust Bank's (LON:STB) Dividend Is Being Reduced To UK£0.41

Secure Trust Bank PLC (LON:STB) Just Reported Annual Earnings: Have Analysts Changed Their Mind On The Stock?

Mar 27
Secure Trust Bank PLC (LON:STB) Just Reported Annual Earnings: Have Analysts Changed Their Mind On The Stock?

Are Institutions Heavily Invested In Secure Trust Bank PLC's (LON:STB) Shares?

Mar 04
Are Institutions Heavily Invested In Secure Trust Bank PLC's (LON:STB) Shares?

Here's What We Think About Secure Trust Bank's (LON:STB) CEO Pay

Dec 11
Here's What We Think About Secure Trust Bank's (LON:STB) CEO Pay

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: STB's Assets to Equity ratio (11x) is moderate.

Allowance for Bad Loans: STB has a low allowance for bad loans (57%).

Low Risk Liabilities: 84% of STB's liabilities are made up of primarily low risk sources of funding.

Loan Level: STB has an appropriate level of Loans to Assets ratio (88%).

Low Risk Deposits: STB's Loans to Deposits ratio (115%) is appropriate.

Level of Bad Loans: STB has a high level of bad loans (4.3%).


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