Halyk Bank of Kazakhstan Balance Sheet Health
Financial Health criteria checks 4/6
Halyk Bank of Kazakhstan has total assets of KZT15,910.9B and total equity of KZT2,664.5B. Total deposits are KZT11,211.3B, and total loans are KZT9,104.2B.
Key information
6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ₸11.21t |
Loan to deposit ratio | Appropriate |
Bad loans | 7.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₸2.28t |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HSBK's Assets to Equity ratio (6x) is low.
Allowance for Bad Loans: HSBK has a low allowance for bad loans (72%).
Low Risk Liabilities: 85% of HSBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: HSBK has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: HSBK's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: HSBK has a high level of bad loans (7.4%).