Bank of Georgia Group Balance Sheet Health
Financial Health criteria checks 4/6
Bank of Georgia Group has total assets of GEL31.8B and total equity of GEL5.0B. Total deposits are GEL21.1B, and total loans are GEL20.2B earning a Net Interest Margin of 6.5%. It has insufficient allowance for bad loans, which are currently at 2.3% of total loans. Cash and short-term investments are GEL3.1B.
Key information
6.3x
Asset to equity ratio
6.5%
Net interest margin
| Total deposits | GEL21.08b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | GEL3.12b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BGEO's Assets to Equity ratio (6.3x) is low.
Allowance for Bad Loans: BGEO has a low allowance for bad loans (73%).
Low Risk Liabilities: 79% of BGEO's liabilities are made up of primarily low risk sources of funding.
Loan Level: BGEO has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: BGEO's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: BGEO has a high level of bad loans (2.3%).