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Canadian (TSX) Consumer Finance Industry Analysis

UpdatedMay 01, 2024
DataAggregated Company Financials
Companies7
  • 7D-0.5%
  • 3M18.3%
  • 1Y97.5%
  • YTDn/a

Over the last 7 days, the Consumer Finance industry has risen 1.9%, driven by gains from Propel Holdings of 6.9%. In the same time, Everyday People Financial was down 8.3%. In the last 12 months, the industry was up 94%. Looking forward, earnings are forecast to grow by 18% annually.

Industry Valuation and Performance

Has the Canadian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 01 May 2024CA$4.0bCA$1.4bCA$228.3m12.8x17.5x2.9x
Fri, 29 Mar 2024CA$3.5bCA$1.4bCA$227.4m12.4x15.6x2.6x
Sun, 25 Feb 2024CA$3.6bCA$1.3bCA$140.2m11.4x25.7x2.7x
Tue, 23 Jan 2024CA$3.9bCA$1.3bCA$97.4m13.8x40.2x3.1x
Thu, 21 Dec 2023CA$3.6bCA$1.3bCA$97.0m12.9x37.6x2.9x
Sat, 18 Nov 2023CA$2.9bCA$1.3bCA$88.2m9.9x33.4x2.3x
Mon, 16 Oct 2023CA$2.7bCA$1.2bCA$57.0m9.4x46.5x2.2x
Wed, 13 Sep 2023CA$2.9bCA$1.2bCA$109.4m9.4x26.2x2.4x
Fri, 11 Aug 2023CA$3.1bCA$1.2bCA$75.0m10.9x40.9x2.6x
Sun, 09 Jul 2023CA$2.7bCA$1.2bCA$15.4m10.2x178.2x2.4x
Tue, 06 Jun 2023CA$2.6bCA$1.2bCA$16.0m9.5x163.9x2.2x
Thu, 04 May 2023CA$2.3bCA$1.1b-CA$4,734,797.0010.2x-487.3x2x
Sat, 01 Apr 2023CA$2.4bCA$1.1b-CA$4,632,333.0010.8x-527.3x2.1x
Mon, 27 Feb 2023CA$3.0bCA$1.1bCA$30.9m12.5x95.4x2.7x
Wed, 25 Jan 2023CA$2.9bCA$1.1bCA$52.6m10.6x54.4x2.6x
Fri, 23 Dec 2022CA$2.6bCA$1.1bCA$76.4m10.9x33.5x2.4x
Sun, 20 Nov 2022CA$2.8bCA$1.1bCA$82.7m10.9x33.6x2.6x
Tue, 18 Oct 2022CA$2.5bCA$1.0bCA$106.7m9.6x23.4x2.4x
Thu, 15 Sep 2022CA$2.8bCA$1.0bCA$109.1m11.1x26x2.8x
Sat, 13 Aug 2022CA$3.2bCA$970.6mCA$80.5m30.3x39.4x3.3x
Mon, 11 Jul 2022CA$2.4bCA$915.7mCA$123.3m27.7x19.5x2.6x
Wed, 08 Jun 2022CA$2.6bCA$854.2mCA$157.0m45.4x16.7x3.1x
Fri, 06 May 2022CA$2.8bCA$842.8mCA$211.4m38.2x13.1x3.3x
Sun, 03 Apr 2022CA$3.3bCA$837.3mCA$211.1m40.1x15.7x4x
Tue, 01 Mar 2022CA$3.4bCA$819.5mCA$240.6m20.3x14.2x4.2x
Thu, 27 Jan 2022CA$3.5bCA$781.6mCA$233.4m22.2x14.8x4.4x
Sat, 25 Dec 2021CA$4.1bCA$784.5mCA$233.5m22.1x17.7x5.3x
Mon, 22 Nov 2021CA$4.6bCA$781.4mCA$233.7m19.3x19.6x5.9x
Wed, 20 Oct 2021CA$4.0bCA$606.7mCA$204.4m18.4x19.5x6.6x
Fri, 17 Sep 2021CA$4.3bCA$607.5mCA$204.2m19.7x21x7.1x
Sun, 15 Aug 2021CA$3.7bCA$600.4mCA$214.6m15.9x17.2x6.2x
Thu, 10 Jun 2021CA$3.4bCA$572.4mCA$204.3m10.7x16.8x6x
Price to Earnings Ratio

15.7x


Total Market Cap: CA$3.2bTotal Earnings: CA$204.3mTotal Revenue: CA$572.4mTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Consumer Finance Industry Price to Earnings3Y Average 16.4x202220232024
Current Industry PE
  • Investors are relatively neutral on the Canadian Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 16.3x.
  • The 3-year average PS ratio of 3.5x is higher than the industry's current PS ratio of 2.9x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 3.7% per year over the last three years.
  • Revenues for these companies have grown 34% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Canadian Consumer Finance compare with similar industries?

CA Market-1.05%
Financials-0.91%
Consumer Finance-0.55%
Consumer Finance-0.55%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
GSY goeasyCA$176.040.5%
+CA$15.9m
99.3%PE11.9x
CXI Currency Exchange InternationalCA$25.870.9%
+CA$1.4m
4.3%PE12.8x
MOGO MogoCA$2.580.4%
+CA$243.3k
-8.5%PS1.5x
PBX PowerBand SolutionsCA$0.045-18.2%
CA$126.5k
50.0%PS4.6x
INVR Inverite InsightsCA$0.0450%
CA$50.4k
-30.8%PS10x
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Latest News

PBX

CA$0.045

PowerBand Solutions

7D

-18.2%

1Y

50.0%

GSY

CA$176.04

goeasy

7D

0.5%

1Y

99.3%

INVR

CA$0.045

Inverite Insights

7D

0%

1Y

-30.8%

CXI

CA$25.87

Currency Exchange International

7D

0.9%

1Y

4.3%

MOGO

CA$2.58

Mogo

7D

0.4%

1Y

-8.5%

MIT

CA$0.03

Mint

7D

-14.3%

1Y

-60.0%